I have to go to court for a civil matter. It is an attorney suing for a remainder balance on a repo. The problem is I had arrangements with the company, and the day I was to make another payment, the vehicle was repo'd. This company has a long trail of victims. I would receive, at times, over 7 calls a day for payment. I reported them to my state Department of Commerce, and I was able to get a phone number to call. Once that call was made, they were more than happy to work with me, and the harassing calls stopped. I posted the contact information on line for everyone else to help them resolve their issues with them also. Now, after a faxed letter about our new payment agreement, and them breaking that agreement, I'm getting sued. I can't afford a lawyer, so I'm going alone. The attorneys office did not verify the debt like I requested, they just sent a photo copy of the signed agreement. I asked for details. What should I do or say in court?