I am seriously in debt but am 62 yrs old and considered judgment proof due to all my income being from social security disabilty. I would give anything to pay these debts off
But am not able nor am I able to work. I have thought of bankruptcy but just to get a new start but that would cost me money that I don't have and since I am judgment proof why hould I even consider bankruptcy. I have tried to pay on some of my accounts but find it impossibl to repay them all. Will a creditor even bothering going after me in court if I am judgment proof. I would feel the same moral obligation to pay the debts back whether I'm judgment proof or if I filed bankruptcy but you can't get blood out of a turnip. Any advice.