Originally Posted by tkrussell
You do not add up the ratings of circuit breakers to match the rating of a panel, or any distribution equipment. The 200 amp load can be for one circuit or can be accumulated of several circuits. Install all the branch breakers you like in any combination, just be sure the total connected load does not exceed 200 amps.
Since the neutral from the generator must connect to the main system neutral in the main panel, the GFI breaker can have it's pigtail go back to the main neutral bar using the same size wire for the rating of the breaker.
Spliting the two wires on one breaker can be a problem. You will need to be absolutely sure the wire you move is on the same phase as the other one. If you don't, the current in the neutral can be doubled and overheat the wire. This can be difficult to understand and explain. Better you don't split this up unless you are sure of what you are doing.