The credit card judgement has been filed against me in civil court, never had my day
The credit card judgement has been filed against me in civil court, never had my day in court or given a chance to show I am judgement proof (no money, job, assets). My home has a foreclosure judgement as well, auction date a couple months away. I have a short sale contract ready to be closed today and the credit card judgement is a lien on the property. I am unofficially judgement proof, how do I get this property closed? Is it to late to prove to Judge I am destitute and homeless?