Hello
I am starting a new phase and I would really appreciate your help.. Just finished my Phd. In cancer biology and joined a cancer research center for a Post-doc.
I just joined a job and my employer is having a 403 b plan..
They have feidelity(?) and TIAA/CREEF
Which one is better and what to invest into this...
I am 28 male married with dependent wife
Indian citizen
Visa: F-1/OPT ( H1 in 6 months)..
Pay : 38.5K
I get paid 3200$ per month out of which 150$ goes to HMO + 5% to TRS so annually I have 34,775$ taxable income..
We had been enjoying life on the research assisstanship of 1300$/PM and we will be more than happy to do that.
How much should I put in the 403 (b) to get into better tax bracket.
Thanks a lot in advance..