In credit card debt.should I.consolidate?negotiate?eliminate? What is the BEST?
I am recently divorced and have credit card debts of about $45k. I cannot afford my credit card payments but everything is current by putting myself deeper into debt. It is a cycle I need to STOP! What is the BEST option for me. Online you find debt elimination companies, debt consolidation companies, debt negotiators, etc. I don't want to ruin my credit cause it's still in tact. What do you suggest?
My spending is under control it is mostly my ex wife's credit cards from my divorce.
Thank you!
Shuggydoo:)