Currently, our department has a 50% at 20 yrs, 60% at 30 yrs government pension with a 8.5% contribution. Our union just turned down a 50% at 20yrs, earning 2% each year thereafter to a maximum of 70% at 30 yrs. To get this, we were asked to pay an additional .5% (total 9%). Were they crazy for turning this down?