My wife says that I'm too talkative.I understand what too talkative means however I view my talks as sometimes important (discussing problems/issues).Also when my wife has something to say I feel I may need to ask questions to clarify what she means.If my wife says something that I feel I have the solution to I willingly share it with her.So please define TOO TALKATIVE from my wife's point of view.I am in a relationship with a lady from the Philippines however in my relationships with western women I have never been told I'm too talkative.So could it be a cultural thing?

The only person who can define what she means by that is your wife.
Ask her how these situations are handled in her culture.

Generally speaking,my opinion is that a lot of women need to vent and get emotional upsets off their chests before sitting down and finding logical solutions to problems.

So listen first and leave the questions till later.

Only your wife can answer this question for you. From what you describe you are exhibiting typical male behavior. No offense to women, but us men aren't the most quick to pick up subtle hints so we may have to ask questions to make sure we get things right

Only your wife can define too talkative as it applies to you. Are you sure that you are just too talkative and maybe not just being overbearing? Be certain you are only discussing and not trying to tell her what she should and shouldn't do.

No offense but this sounds like an issue that should have been clarified before you got married.

Maybe she thinks you are trying to fix the problem when she only wants to vent over it (at first). Try being quiet and see if she talks more (to fill the vacuum). Be a listener for a while. You might be surprised.

Maybe she means you're a lousy listener. Sometime females are not asking for solutions to problems, but just venting. Sometimes hugs are better than words to address needs.

I would say that "too talkative" means that you are talking too much and not listening enough.

I think there is a difference between having a conversation (respectful talking and listening), and being overbearing. My husband has started talking so much that it is overwhelming. For me it feels very hyperactive, pressing, and all over the map from one topic to the next. I want to shut down and put my hands on my ears because there is so much talk from him that it makes me feel pressure and stress.