Hello,everyone
I got a question.
I didn't have any credit records yet since I've just moved to usa,and I didn't have a job either at present,where should I start to build my credit record then?
I heard somebody said I can start applying a credit card named "security credit card",has anybody used that kind of credit card here?would you share your experience to me? I will appricate that very much!
*** don't introduce CapitalOne though,because I've had a very terrible experience with them before...

Open a checking account (if you haven't) and they will offer a debit card.
After a while, offers will come in the mail.
You can pay into credit cards, which basically is a debit card, but why pay some company a fee to hold your money?
Concentrate on that job first. Don't get sucked into the credit dream which is really a nightmare.
If Capitol One was a bad experience, and it left you with a bad credit rating, you may be out of luck for several years anyway.

What type of bad experience have you had with Capital One, so you do have credit, merely bad credit ?

First you need a job, a checking account,