I have read that credit card debt can become uncollectable once the statue of limitations runs out. I have a few questions:
Is this true?
I have moved several times, so which state's law governs this? The one I live in now, or where I opened the account?
I do not have the details on my account activity. Is this something I can ask of the collection agencies to provide?
Once I know the debt is past the statue of limitations, how do I inform the collection agencies to go away?
Thanks.