I would like to take my ged at home or find a school where I can receive my diploma I work during the day and have a child so I really can't afford to pay for it is there any on line programs that maybe is free, or does not cost too much.

Would you be willing to study for an actual HS diploma? Check into American School located in Lansing, IL. This is an accredited high school correspondence course, and you can study year-round. If you have any HS credits, they will apply them toward the number of credits you need in order to graduate. The cost is very reasonable, and you can make payments. I believe they do have a web page now, or you can call toll-free 800 directory and they will give you toll-free number to call & request information.
I was home schooled and received my diploma from this school and have never had any problems with employment, further schooling etc. A diploma from this school is accepted by most colleges & universities.
Also, if you decide a GED is the way you want to go, call your local community college. They will point you in the right direction.
Good luck - I know you will do great!
Let us know how you're doing!
Maggie:)