Car accident on private property
Hello. I was involved in a car accident. It was 9 PM, dark. I was backing of my driveway and hit a car that was parked on the street in my subdivision. The police came and determine that is my fault. The officer suggested that we can just exchange insurance information and there is no need of report, but the other party insisted for a court date.
What should I do? I have never been in any traffic violation before and never had to deal with anything like that.
Thank you in advance for your advise.