I am in CA and received a Summons, being sued by a credit card comp. This is lagit. I downloaded an answer form, but have no instructions on what lines need to be answered or what to put as answers. Many items on this two page form are just a check mark. But if I just use common sense and put a wrong check in, will it be rejected and have to send in a corrected copy?

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Originally Posted by cvfun

I am in CA and received a Summons, being sued by a credit card comp. This is lagit. I downloaded an answer form, but have no instructions on what lines need to be answered or what to put as answers. Many items on this two page form are just a check mark. But if I just use common sense and put a wrong check in, will it be rejected and have to send in a corrected copy?

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What is your defense? That will determine how to fill in the form.

Judy Kay, I can't find anything on the site that says how to "reply" to your answer. Is this all I need to do to reply?

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Originally Posted by cvfun

Judy Kay, I can't find anything on the site that says how to "reply" to your answer. Is this all I need to do to reply? ?

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Yes, that's it -

First, I don't have a defense. I had a credit card that I can no longer pay. I am paying a debt settlement company to negotiate a settlement. The credit card company does not want to work with the settlement company and are suing me. I received a summons for which I need to file an answer. I printed out an answer form. My question, is there a site I can go to with a sample answer form, that would give me suggestions on what questions I need and do not need to answer. And if I answer incorrectly, will my answer form be rejected or just accepted as is?

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Originally Posted by cvfun

first, I don't have a defense. I had a credit card that I can no longer pay. I am paying a debt settlement company to negotiate a settlement. The credit card company does not want to work with the settlement company and are suing me. I received a summons for which I need to file an answer. I printed out an answer form. My question, is there a site I can go to with a sample answer form, that would give me suggestions on what questions I need and do not need to answer. And if I answer incorrectly, will my answer form be rejected or just accepted as is?

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There is lots of info on debt settlement companies, most of it not favorable.

And, yes, if your answer is legally insufficient it will be disregarded.