House grounding, 2 prong outlets, main panel, lots of stuff
Greetings all! My wife and I are purchasing a house built during the 1960's in Texas. I have some concerns about the electrical system.
It appears to be wired with 2 wire, non metallic cabling for most of the outlets in the living and bed rooms. All these rooms have 2 prong outlets.
The kitchen and bathrooms are wired with an unknown type wiring, but have 3 prong outlets. Using a tester, they report as grounded. (I have no used a multimeter on them, just one of those testers that light up when there is current) They have a bare copper wire that is screwed into a metal box; the ground path is through the screws that attach the receptacle to the box (there is no jumper wire). None of these outlets are GFCI outlets.
The main service panel is located on the exterior of the home, and does not have a main disconnect breaker or switch. I do not know what to look for to tell what kind of grounding system exists (if one does exist). I do not know what amperage it is, nor how to tell.
I have A lot of electrical stuff - 6 computers, 2 servers, 3 laptops, TV's, stereos, and gaming systems galore. I was planning on running a dedicated circuit for my computers anyway.
OK onto the questions:
1. How can I tell if the house is grounded?
2. If it is NOT grounded, what are the potential problems?
3. If I understand correctly, to properly ground the outlets in the living and bedrooms will require running completely new lines. Correct?
4. Will installing GFCI breakers help in any way?
5. An electrician said I need a new 200a panel with a disconnect for a cost of about $1,200. Reasonable?
Thanks very much for any help.