My parked car was hit by niighbor and I am in a tough situation now!
LAst night my neighbor's daughter backed out of her driveway and hit my trucks rear bumper and cracked the hard plastic. My car is always in my drive way except for this only time I pulled in front of my house in the neighborhood on the city street for twenty minutes to pick up my brother. (my parents had a few friends over and they were actually out in the driveway. So they come in and tell me my truck was hit while I was inside. I did not call the police because I suckered into her crying and I did not want to cause major issue but I did want to protect myself so I had her write on paper that she was fully responsible and she would pay for the damage. And also she wrote what happened. And her insurance. She wrote that she backed up in the street and hit my trucks bumper and she signed off on it. So today I went to get estimates today and went to a few places that I know people at and trust with my car. I got 2 estimates for only like $520 and the other for $528.I was trying to help the girl out and I did not even go to the dealership to save her money. (remember she is my neighbor and we have to live next to each other)I went home and called her to come out to get the estimates and to talk to me to work it out. SHe says OK and I wait for thirty minutes and look outside and her car was gone. I called back and she said she was in a rush for a family dinner so I gave her the benefit of the doubt and said OK well I expect a call in 2 hours or I will have to call into insurance. So 2 hours roll by and I get a text call that says I am on the way home. Then five minutes later I get a text saying my boyfriends mom just had a heart attack. SO I just quit trying for the night because if I said she was lying and she wasn't I would feel like a and so I dropped it for the night. The next day I call and now response so I decided to go to her mom which I really did not want to do but I did and the mom was as sweet as could be and called her insurance to to file a claim and told them that her daughter hit my car and she needed to fix it. So now I thanked the mom and left and I am just now going to wait for the adjuster to call. Well like 30 minutes later I get a text from the girl saying I called and added in the report that I am not at fault. I texted back and said I have a paper signed by you that you admitted full fault for the damage done and also I had at least 10 adult witnesses that saw it happened thanks to the party.but I have still not heard from the adjuster so prob. Tomm I will. But I was parked in front of my house facing the wrong way but there was prob 20 other cars the same way so that was my only parking spot. I think that is her only defense but I don't know I have signed guilt by her and witnesses. Do you think I will get my bumper fixed by her insurance? Why or why not? I hope so because I tried to be extra nice and show friendship but she abused it. What should I do and what is my most likely outcome.