I am disputing on line and had some things taken off all the CRAs, but I was also told that they can reoccur in 30 days!!
I also wrote some collection agency's dispute/verification letters and noticed that they appear on my report / disputed by consumer.
But the thing is if they come back after 30 days from the on line dispute do I have to resend certified letters back to the collection agencies.
I didn't know it was a soft DELETE when you dispute on line?
But I also have a great attorney that now tells me not to dispute anymore for 30 days and the attorney is very good in this field!
So what I'm asking is, if the disputed items come back in 30 days can I re dispute but this time like I did before, by certified mail and will that help me more.
As of today my attorney advised me not to dispute on line anymore so I am not in the future!
Has anyone had, or know of any experience like this? And if the dispute/verification by certified mail is the way to go please advise, I trust my attorney but just want to know if anyone had anything happen bad to them by the on line dispute verses the certified dispute/verification!