Hey I received I guess you would call it a credit card judgement for a debt I owe of $1700. Plus $ 750.00 Attorney fee for them , I guess... I have a 4 yr old, 5 month old, pregnant again with #3, and unemployed. Just recently got laid off from my previous job of 8 yrs. My husband is the only worker and head of household. However, this is MY Credit Card Debt under my name only. I know that I have to go to the pretrial, but what is going to happen or what can I do.. We ( I ) don't have the money to pay them back... I did in fact however, went to a debt counseling service and added my debts with them.. But the one that is suing me , declined my claim (settlement).. Which I saw that it would have been the best for us and the collector to pay off this debt... Now they are suing me... I still don't have the money.. That was our only way out, safely... What do I do? How do I handle this... I live in FLORIDA... :o I don't want to have to claim Chapter 7 just for me not to get sued...
Please someone help me figure something out!!