Topic: None Chosen
Your Question: "I have a auto loan converted to a signature loan due to the bank not receiving the car title, so they converted it to a persoanl loan. Once the bank did that my auto loan (secured loan) just became a personal loan (unsecured loan) but yet the months of payments has stayed the same. My interest rate went up to 12.25% (which is the rate for personal laon). I have the title to the vehicle which says 'no liens on it'. Does this loan still fall under the unsecured loan even though they kept the same monthly time installed payments? my payments did go up since the interest rate went up from 5.9% to 12.25%???"

Yes, its now an unsecured loan.