Originally Posted by caught in a mudslide
CAN ANYONE HELP ME?
I need info on bank account garnishment laws.....FAST! All of my accounts were cleaned out and even overdrafted yesterday, worst of all my husband and I had just deposited everything and mailed out checks to pay bills. We did not even know there was to be a garnishment. Is that legal? The collection company took everything in all of our accounts leaving one of them at 0, one at -$58, and one At $-166. The checks that we had written for bills are starting to clear now making the overdraft larger by the minute not to mention the bank fees for being negative. We will not make our mortgage, or car payment we can not buy food for our kids, gasoline to get to work or childcare, and our phones have been shut off because the check didn't clear. HOW IS THIS LEGAL? Are they really aloud to take everything and put you into a worse situation than before just to collect on a bill? Isn't there a law stating a maximum percentage allowed to be taken? How are people supposed to live......honestly I don't even have the option of filing a backrupcy at this point because I have no money, not one dollar!
Please help me find a law that might help me, by the time this is done with I will have lost $3000 to bank fees, my car, possibly my job, and all of my bills will be well past due. All because of a $1000 hospital bill.