I voluntarily turned in a car I could no longer afford. So it was repossessed. I stupidly have done nothing about the remaining balance of the loan after the car was auctioned off. So today I was served papers saying Im being sued for the remaining balance of $6200. So I ask you. What rights do I have in this matter? I am definitely going to have to repay this now. Is it too late to call and settle with the sueing company? Thank you for any help