"Sold House" but it was never deeded in new owners name
I have a real (I think) unique situation. I sold my house to a "Property Management" company in Dec of 2005. I was going to lose it to foreclosure, and they offered to buy it from me to help me out of the foreclosure. They gave me $60,000 and I walked away. In 2006 I tried to apply for another apartment, and the landlord told me that I had a $180,00 "glip" on my credit report. I found out that it was due to the house I sold the previous year was still on my report. I called the company that bought my house, and they said that until they re-sell the house that I would remain on the mortgage, and that the house was only in a "trust" with my name still on it. All this time the guy keeps saying that with the market the way it is he can't get rid of the house unless he short sells it. That will only get his name off the house, and I will still be responsible for the amount left, and I have to claim it as income in 2010. A real estate lawyer said that if this guy in the last 3 1/2 years hasn't been keeping up with the mortgage enough to keep it out of foreclosure, then I should just go and change the locks and move back in. I live in Florida, and I am unsure what to do with the family that is living in the house. They are (by law) not under any month to month lease with me (owner) they are under a month to month with the property management company. Do I have to give them a notice to move? Or do I have the right to get rid of them right away. And am I truly the real owner of the house because I am on the deed and mortgage? HELP ME... Thanks