Insurance companies have caps on flood damage to basements from backup sewers what are the differences that they offer to the insurer?

JLight
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What are the different types of cap coverage on back up sewer damage
Insurance companies have caps on flood damage to basements from backup sewers what are the differences that they offer to the insurer?

If you mean the differences that they offer to the insured, then it's usually just a difference in the amount of coverage. Sewer backup usually has a separate deductible from the rest of the policy and offered in varying amounts of coverage.