Hey all...
Sorry I dropped the ball on this one as I have hit PEAK heat season up here and going all out day and night!
Like I said, insulating cold line is not bad idea... and as EPM said, insulating hot line can help with heat loss. If in attic, under insulation I don't see why you can't do both here... ;)
I am in Mass... and we just don't run ANY water lines in the attic because up here... they will freeze! Run under insulation or not!
And EPM, insulation used improperly will cause pipes to freeze faster as well as to thaw slower. I don't know how many people I have seen insulate a pipe thinking it would keep it from freezing in a garage only to find that the hot water pipe freezes first and bursts the wall of the pipe.
And Stubits... PEX pipe is gaining a reputation for being able to withstand freezing temps. Without bursting... so don't worry too much about freezing pipes in your attic.. ok? I am working in extremes of weather up here and forget that not everyone experiences below zero weather conditions!
I still recommend that you run 3/4" pex to every fixture except the toilet!!
Good day all...
MARK