Hey Rhonda...
If you have a forced air heat/AC system and all is fine then you have me stumped here... ;)
Water shut off...
Electric shut off
Heat/AC shut off... and you still get the noise?
Tough call here without hearing the noise! Don't get me wrong, I could GUESS all day, but at this point I would suggest that you call in a local plumber and see what they think.
If they can easily identify the noise they should be able to provide you with a FREE ESTIMATE of the cost required to fix the issue... :)
Let us know what you think, OK?
Mark