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Originally Posted by razanbrandy

I need my car in order to get a job to even start to pay this debt

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I am sure that you do.

The creditor needs the money they loaned you too.

Thanks to you and George I meant for answering my questions...

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Originally Posted by razanbrandy

the judgement entered against me was forwarded to the Register of Deeds...not sure exactly what that means..other then I could'nt buy a home and if I had one, there would be a lien against it

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I don't know what it means either. The Register of Deeds is under no obligation to do a search for the creditor. If the creditor knows of an specific property you have an ownership interest in, they can file a lien against it, but they can't just send a request for them to search for property.

OK thanks, I did own property at one time but not anymore...

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Originally Posted by razanbrandy

I need my car in order to get a job to even start to pay this debt

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Why don't you sell it to your husband? Draw-up a bill of sale for $xxxx.xx, payable at $xx.xx per mont at 7% interest until paid in full. When you get your new title, resubmit the paperwork to the DMV. Now, those x's are supposed to be real numbers since we aren't the government.

Ok. So do a need special bill of sale paperwork in order to sell it to my husband?

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Originally Posted by razanbrandy

Ok. so do a need special bill of sale paperwork in order to sell it to my husband?

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Yes, and he needs to pay you as well; which will qualify the sale as "an arms length transaction." "The arm's length principle (ALP) is the condition or the fact that the parties to a transaction are independent and on an equal footing. Such a transaction is known as an "arm's-length transaction". It is used specifically in contract law to arrange an equitable agreement that will stand up to legal scrutiny, even though the parties may have shared interests (e.g., employer-employee) or are too closely related to be seen as completely independent (e.g., the parties have familial ties)." http://en.wikipedia.org/wiki/Arm's_length

Ok thanks George for your help...

So if I do this bill of sale to my husband, it won't look like I am trying to hide or transfer assests?