Chocolate Chip. Just pulled them from the oven. Soft and warm. Very tempting.

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Originally Posted by 88sunflower

Chocolate Chip. Just pulled them from the oven. Soft and warm. Very tempting.

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Damn... now I'm salivating... and won't have any...

Plus for some reason I have a hinkering for Taco Dip. Seriously what are the odds I would have all that in the cuppards. I do. Woo hoo. Taco Dip, beers and cookies. What a beautiful winter day.

Smoothy, after I wipe your drool off I will have one for you.

Question of the day.
Am I the only one who had to wear bread bags on there feet to keep them dry?
Ah the memories.

All right, things aren't going to well in my life right now, and I can't get the help I am needing from this site like I was hoping, so I am just going to leave the site. It has became a place I can't be around anymore. To those who are actually a good friend to me, you know how to get ahold of me. I am not finding an outing from my problems so maybe I will just take the easy way out and be done with it all.

Hold on Mr. what's going on?
Pull up a chair and sit on my lap. Here is a warm cookie, now talk.

What's up, Adam? You've always offered great responses and are one of our valued members. Anything I can do to help?

Not allowed Adam, nope.

Everything can be worked out bud.

I'll see tomorrow.

I have to run now. Dinner duty calls. You will be here tomorrow. We will all talk it out here. It's a date.

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Originally Posted by adam_89

I'll see tomorrow.

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You better... :)

I am back today. I was really really done with everything yesterday. I couldn't stand anything. Just very stressed right now. I woke up this morning with a complete head of gray hair.

Aww... hang on Adam :(

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Originally Posted by adam_89

I am back today. I was really really done with everything yesterday. I couldn't stand anything. Just very stressed right now. I woke up this morning with a complete head of gray hair.

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Hey I have seen many men with a head of gray hair and they were pretty hot. Just saying. Be happy you didn't lose it all during the night.

Now spill it? What's the deal? Let mama help you. ;)

Well, I opened a thread trying to get help and I am getting some help on it, I will post a link.

https://www.askmehelpdesk.com/mortga...ed-550532.html

Oh adam everything will be fine. You can make this work. Look at it this way. Paying this or paying higher rend for a crappier place.

I strongly suggest you negotiate with everyone. It's amazing how cooperative and helpful providers, vendors, etc. when they realize you aren't a deadbeat. Have you checked out State Farm yet regarding the home insurance? They will offer you a special deal if you use their company for both auto and home.

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Originally Posted by Wondergirl

I strongly suggest you negotiate with everyone. It's amazing how cooperative and helpful providers, vendors, etc. when they realize you aren't a deadbeat. Have you checked out State Farm yet regarding the home insurance? They will offer you a special deal if you use their company for both auto and home.

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I agree WG, I use State Farm for home, car and other insurance and they (like some others) discount the overall pricing.

Also Adam when deliberating your price for home owners insurance possibly ask them what is the bottom line that you need for proper coverage as you may be paying for more coverage than you actually need.

Negotiating is so true adam. These days companies will go above and beyond to keep a client. I have seen it over and over when I worked at my bank. You will be fine. Your first step is to start talking. When we were doing our mortgage for our new home I remember our topic of escrow coming up. I know how that can stink sometimes. So I asked what happened if I changed my mind. You not tied to that it can be changed. Talk with your bank.

This may be positive thinking or not. But I guess with me its black or white. Either way you have to pay it right? Escrow or not. Either way you have to budget that in. You find a way and make it work. Don't lose your home. Don't give it up just yet. This is so minor. You will work it out and be fine.