Cobra how long does employer have?
OK this insurance can be confusing. The last day of my coverage from my employers insurance was jan. 31. Although my last day working there was the last day in dec.
I need to continue my insurance coverage. My question is how long does my employer have to send me the appropriate paperwork? I live in Texas, don't know of that matters or changes time frame. I have looked online and its confusing I can't figure out what's what.
I have called my insurance company and they told me that either the company I worked for or an outside company would administer and that yes the company I worked for did offer cobra.
The problem is I am 28 weeks pregnant and I need it now. Of course once I get the appropriate paperwork and premium paid it will back date but it's just a hassle. After contacting my former employer they did not know what to do or what the procedure was. And now of course when I call no one can answer or return my call.
By law how long do they have to offer to me? What can I do to help speed along the process? Anyone else been in a similar situation?
Thanks!