I have no idea what "I find it hard for people to harsh with thier opinions (spelling aside)." The fact remains that the OP read many posts and then decided that the person who gave the wrong advice, someone with no legal background, someone who posted exactly what OP wanted to hear was the advice to follow.
Your criticism is totally unjust - after two posts I would suggest that you don't have a clue how this board works.
If you bother to read the posts before this one I am not the only one who said the OP was getting bad advice. I'm just the only one you decided to criticize.
I have to wonder if you are someone with two screen names, a troll in some other way, just what is going on here.
If OP follows the advice YOU find reliable OP will find herself in deep legal trouble.