Hey hey now. Its medicinal ;)Quote:
Originally Posted by tomder55
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Hey hey now. Its medicinal ;)Quote:
Originally Posted by tomder55
I know I'm late but happy(?) birthday Obamacare...
Darn greedy business owners thinking they have to make a profit to stay open. I don't know why he has to take it out on the workers or pass the cost on to us, the bastard. But hey, burgers are bad for us anyway.Quote:
“Five Guys: Obamacare will boost burger prices”
“Any added costs are going to have to be passed on,” said Mike Ruffer, a Five Guys franchise holder with eight of the popular restaurants in the Raleigh-Durham, N.C. area. He will need all the profits from at least one of his eight outlets just to cover his estimated added $60,000-a year in new Obamacare costs.
What’s more, he’s iced plans to build another three restaurants until after the administration explains the exact rules and penalties employers will face. The law’s plan to have those available March 1 has been pushed back to October.
“I’m kind of in a holding pattern,” said Ruffer, a former Marriott executive who added that many franchise owners are in a similar situation.
Ruffer was the star witness at a Monday Heritage Foundation seminar on the impact Obamacare will have on small businesses. He is typical of many: Because he has enough full time employees to activate the law, he faces either coughing up the money to provide health insurance or paying a fine of up to $3,000 per worker.
Ruffer initially thought he would escape the law because he created each restaurant as its own company. But the law doesn’t recognize that distinction, so now he’s trying to determine if he can fire enough workers, or cut enough hours, to slide out of the grasp of Obamacare.
He said that “scorched earth plan,” however, would hurt his restaurants, so Ruffer is likely to either pay the fine or buy insurance. But spreading the costs over his basic menu of fries, drinks, burgers and hot dogs, could scare off customers, he worries. He said that the recent spike in gas prices cut into his profits since fewer people were stopping at his restaurants.
And the health care law isn’t only going to hit Ruffer. He’s quizzed his workers to ask if they understand that they will be fined if they don’t get health insurance. Just one of 20 workers were aware of the $95 tax penalty that rises to $695 by 2016.
Hello again, Steve:
Instead of supporting your argument with some right winger saying the same things you do, link me to the part of the law that actually SAYS, what he says it says.. That would clear things up.
excon
Just pointing out again what the business community is saying. Do you really think they're just rebelling to make a point or watching out for their interests?
The fact that qualifying employers face a $3000 fine per full time employee if they don't furnish coverage, and that full time now means an average of 30 hours per week is pretty well known. Are you disputing that now?
Hello again, Steve:
I never didn't dispute it. Show me a link, and I'll NEVER dispute it again.Quote:
Are you disputing that now?
Excon
You can start at page 345.Quote:
Originally Posted by excon
Certified Full-Text Version
I have my own copy so why don't you specify and link the hardships of providing coverage to low wage workers. Those same pizza and burger guys have more options than paying penalties, or cuttiing hours, or firing workers.
For example a 35% tax credit for ALL his insurance costs, not just new ones.
Affordable Care Act Tax Provisions
Small Business Health Care Tax Credit
Your burger guy already passes most of the costs for health care to his low wage employees, and most do. So don't holler about his profits losses(?), and not even acknowledge the profits losses of those that help him make it.Quote:
This new credit helps small businesses and small tax-exempt organizations afford the cost of covering their employees and is specifically targeted for those with low- and moderate-income workers. The credit is designed to encourage small employers to offer health insurance coverage for the first time or maintain coverage they already have. In general, the credit is available to small employers that pay at least half the cost of single coverage for their employees. Learn more by browsing our page on the Small Business Health Care Tax Credit for Small Employers and our news release.
What's all this talk about hollering? Again, I was just passing along what the business community is saying. As many as we've posted about already - are they all just greedy liars?Quote:
Originally Posted by talaniman
And just once for the record, I am one of those employees that help my boss make a profit so enough of this pretense that I don't care about the workers. I care enough about the workers to understand without employers making a profit they won't have a job to worry about, and then we'll all be paying for their needs. It's really not that complicated, Tal, we can't just keep expanding the government payroll and welfare rolls - there ain't enough billionaires to pay for it.
P.S. As for your small business tax credit, it doesn't apply to the Five Guys dude so it's irrelevant to the point made. But hey, those small businesses that qualify for a tax break might be able to offset some of skyrocketing cost of premiums since the "Affordable" Care Act was rammed through.
Why doesn't it apply to hamburger guy?
But that's the plan improve health and lower costs by driving fast food out of business, in the land of big business who wants small business expandingQuote:
Originally Posted by speechlesstx
I believe he would be past the limit.Quote:
Originally Posted by talaniman
Quote:
To be eligible, you must cover at least 50 percent of the cost of single (not family) health care coverage for each of your employees. You must also have fewer than 25 full-time equivalent employees (FTEs). Those employees must have average wages of less than $50,000 a year.
Sorry Speech the burger guy has other options
http://www.mcdonaldhopkins.com/docum...rs-4208475.pdf
NFIB is Wrong on Obamacare: The ACA Should Actually Help Small Business - Slate Magazine
Quote:
And make no mistake, the health care bill is, all things considered, the largest income-redistribution program enacted in decades. It collects taxes from the prosperous and offers new Medicaid benefits to the near poor and provides sliding-scale subsidies to a broad range of families earning below the median income. There's plenty to like about that, but also plenty to dislike if you're the sort of prosperous person who owns or manages a small or medium-sized firm. The debate about the broad economic consequences of higher and more progressive taxes has raged for decades and will keep doing so forever. But there's no doubting the basic fact that people don't like being asked to pay more. The Obama administration's version of health insurance reform has asked the rich to do just that, and for most businessmen that reality will weigh heavily on their thinking about it. But viewed narrowly as a reform to the insurance market the law—and especially the controversial mandate used to enable people to get insurance without working for a large company—should serve small firms quite well.
"Should" being the operative word here. Reality is different.Quote:
Originally Posted by talaniman
And who doesn't like Robin Hood. Except that analogy really doesn't work does it ? Robin Hood "robbed " the government of the taxes it confiscated from the people.Quote:
And make no mistake, the health care bill is, all things considered, the largest income-redistribution program enacted in decades. It collects taxes from the prosperous and offers new Medicaid benefits to the near poor and provides sliding-scale subsidies to a broad range of families earning below the median income.
Yes and he is doing it again, what you don't like is they are your taxes and you have no say in what they do with them. Tom I don't like socialism but sometimes it has its uses, it focuses on disadvantage
Lets not get excited because every fast food owner who has objected before has come out and said they will look deeper into what they can, or cannot do under the new law. He does have until Jan. 1st 2014,
No Papa John's, maybe Five Guys: The Obamacare supporter's diet
Initial reactions shouldn't be taken as facts at this point, its still a year or more away, and he does have options.Quote:
Quote:
But the bigger picture is more complex, and businesses will have to make individualized decisions. Christopher Ryan, ADP's vice president of strategic advisory services, has been traveling the country talking to businesses about the Affordable Care Act. He offered the example of a boutique retailer he recently visited that initially thought it would have to rely on more part-timers because of the law. But then the owner looked at the business's cash register receipts by tenure. Turns out the workers who'd been there longer brought in more money than their less experienced colleagues.
“Health benefit is one of the strongest motivators for attraction and retention and is more likely to attract someone who is going to stay for a longer period,” Ryan said in an interview.
Yes if he is quick he can get a good price for the businessQuote:
Originally Posted by talaniman
I doubt selling the cash cow is the answer, and he would actually lose much of his investment. It should be noted he may have been so afraid of the law that he made some bad decisions in trying to avoid it, more than a few have, and that includes states that used the money they were given for education, consulting, transition for lawyers to oppose the law.
Those that used the resources given (the states) are way ahead of the curve, as are the businesses, big and small who didn't just try to avoid the inevitable, but explored their options, and made smart business decisions and not knee jerk reactions.
Indeed the owner in question managing 8 million dollar (at least) franchise operations has many options he obviously hasn't explored yet.
And in typical liberal fashion you say that as if a guy with a successful business is too dumb to manage it or use lawyers, accountants and advisers, etc.Everything about Obamacare is a mess, the regulations (thus far) are taller than me, perhaps you can explain it all to him and every other business that's scrambling to protect themselves from government overreach.
Hello again, Steve:
As a fellow businessman, here's my advice... RELAX. The law is just NOW being implemented. If, in the future, we find out the insurance companies aren't playing fair (I don't think they are, and I can't believe somebody thought they would), then we should PUT THEM OUT OF BUSINESS.
excon
You sound just like Nancy "we have to pass it before we know what's in it" Pelosi, and as a businessman I would think you know that's a monumentally stupid position to support.
And like most conservatives your views comes from an agenda that puts your profits over your people that work hard to make you rich. Glad you finally brought out the fact that your poor rich guy has many resources to guide him. And maybe fight first and think later has not helped him. I mean dividing his 8 stores into separate companies to AVOID the law didn't help him, and he says it will cost him 60 grand.
My initial look into the structure of his franchise is to expand his coverage and increase his core of full time employees and take a tax credit for his reinvetment. Its possible to mitigate his 60 grand "loss of profit" by almost 40% before taxes. He knows that and so should his lawyers, and accountants.
It should also be pointed out while he hollers, his corporate owners of his chain have not. Like the pizza guy who was outraged and threatened to raise the price of his pies 14 cents. So how much does he raise his gourmet hamburgers?
He has options dude beyond what he is hollering about, and the help and resources to get her done. Most rich guys do.
Not surprised conservatives see the rich guy side, and ignore the working class side.
Wait until you find out that you can get an exemption from the penalty (oops I mean tax ) if you claim to be a smoker .
Smoking out a major flaw in Obamacare | NJ.com
Tal has already forgotten again that I AM the working class side.
Nice job Schmucky.Quote:
Originally Posted by tomder55
Now we get to pay for transformer operations
In shift, Medicare would pay for sex-change operations | WashingtonExaminer.com
Transformer do we have extra-terrestial life over there? I thik you mean transsexual
Hello again, Steve:
OMG! That's got to be a violation of my rights somehow... I'm sure you'll find it, Steve. It's probably against YOUR religious freedom rights.. In fact, I'm SURE it is... Somehow...Quote:
now we get to pay for transformer operations
Excon
I have no idea what you're talking about.Quote:
Originally Posted by excon
Transexual sex change operation... transformer... what's the difference ?Quote:
Originally Posted by paraclete
I'm not Steve... But yes ,do you think every elective procedure should be paid for by someone else ?Quote:
Originally Posted by excon
Hello tom/Steve:
Some would argue that it's NOT elective at all. I'd be one of those.
excon
Dear excon:Quote:
Originally Posted by excon
I agree, it's not elective. If your insides are screaming you are female, but you happen to have a teeny weenie, something is seriously wrong and needs to be corrected.
WG / Carol
>greenie<Quote:
Originally Posted by Wondergirl
So we should pay for a sex change for any guy who screams he's really a woman?
A man can't just scream he is a woman and get a sex change. He has to be diagnosed with a specific disorder by a certified clinician.
Sex reassignment surgery - Wikipedia, the free encyclopedia
Quote:
Most surgeons require two letters of recommendation for sex reassignment surgery. At least one of these letters must be from a mental health professional experienced in diagnosing gender identity disorder, that has known the patient for over a year. Letters must state that sex reassignment surgery is the correct course of treatment for the patient.[13][14]
Funny how people think they are paying for other peoples stuff when we all pay our own premiums. The church has that idea badly.Quote:
A growing number of public and commercial health insurance plans in the United States now contain defined benefits covering sex reassignment-related procedures, usually including genital reconstruction surgery (MTF and FTM), chest reconstruction (FTM), breast augmentation (MTF), and hysterectomy (FTM).[3] In June 2008, the American Medical Association House of Delegates declared that discrimination,[4] stating that the denial to patients with Gender Identity Disorder of otherwise covered benefits represents discrimination, and that the AMA supports "public and private health insurance coverage for treatment for gender identity disorder as recommended by the patient's physician." Other organizations have issued similar statements, including WPATH,[5] the American Psychological Association,[6] and the National Association of Social Workers.[7]
Until Obamacare it was considered an experimental procedure not covered . I guess we should cover silicon implants for women with self esteem issues over itty bitties ;or for one of them suction devises for men who don't like the size of their weiner . Maybe we should pay for liposuction and collagen injections too. After all ;it's a psychological booster .
You consider incorrect gender assignment a self-esteem issue?Quote:
Originally Posted by tomder55
We pay for nothing, insurance companies pay for covered procedure through their policy. Insurance companies base premiums on the coverage you BUY!Quote:
Originally Posted by tomder55
That's the business model for insurance, you know the risk/gamble thing. It was decide in JUNE 2008, BEFORE Obamacare, by doctors AND insurance companies to cover these procedures and those are facts.
No laws, no votes where needed to make this a medical issue and NOT elective surgery.
Incorrect gender assignment.. guess God made a mistake.
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