Ask Me Help Desk - Unaffordable Health Care Act

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Originally Posted by talaniman

Just going by what Tom said. Bush lied, even though the previous supply side president was flexible enough to raise taxes when needed to cover his spending. That flexibility was not afforded to Bush one, and got you guys out of the WH.

Now you guys are hollering liar to a promise by Obama that's 97% accurate, and trotting out horror stories of the 3% who have sticker shock and can't keep their plans because of insurance company policy, and state legislatures, even though it's well documented that those that cannot keep those plans have better options than they had before.

But you guys have never been known to look deeper into things BEFORE you holler foul. If you did you would find that the lady in California will be getting into a bigger and better network of doctors going on the exchange than she had with her small carrier that withdrew from the private insurance market in California.

I hope they report her solution as fast as they hollered about her distress.

I guess the big difference was that GHW Bush had every intention of keeping his pledge to not raise taxes . Contrast that with the emperor ,who knew he was giving the American public a bald-faced lie .

Hello again, tom:

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the big difference was that GHW Bush had every intention of keeping his pledge to not raise taxes . Contrast that with the emperor ,who knew he was giving the American public a bald-faced lie .

That you believe you know the mind of either of these men is arrogant, to say the least.

excon

Quote:

Originally Posted by excon

Hello again, tom:
That you believe you know the mind of either of these men is arrogant, to say the least.

excon

Oh no, it's quite clear that Obama was always full of sh*t. The evidence is beyond overwhelming, you of all people I wold have thought would acknowledge the lies by now.

It is a fact that the emperor knew that what he was telling us was a lie . Even NBC News has figured that out .
Obama administration knew millions could not keep their health insurance - Investigations

Yep, and yet another example of someone getting forced out of the crappy plan they liked and could afford into a much better, more affordable plan...

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Expecting parents being forced into new health plan now have a deductible 3Xs the amt of old, $10,000 #mycancellation pic.twitter.com/rlzoIptz1H

https://pbs.twimg.com/media/BYQ3zabCMAAsb6y.jpg:large

It's enough to turn a lifelong Democrat into a Republican foot soldier.

Canceled health insurance plans add to angst of change | Local News | The Seattle Times

Everybody knew about the junk insurance market place and have for years. What do you think pre existing conditions, and the grandfather clause was all about?

Please try and keep up and stop acting all indignant like it was a complete surprise.

http://www.consumerwatchdog.org/resources/nhwaiver.pdf

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New Hampshire's waiver application notes that four companies offer individual insurance
policies in the state. One of these, Anthem, dominates the market with 72% of enrollees. Of the
three smaller insurers, two met the medical spending requirements in 2009 and would not need to
make changes under the new rule. The third company, junk insurer Chesapeake Life, reports a
shockingly low medical loss ratio of just 43.6%, as adjusted under the federal formula.
Although the application provides no details of the insurance policies sold by Chesapeake in
New Hampshire, we can gain insight into its policies from its sister company, Mega Life and
Health. Both are subsidiaries of HealthMarkets, Inc, which sells through different insurers state
by state, but offers similar products across these companies.
Mega Life and Health sells low-benefit plans with no coverage for many benefits that are
standard on comprehensive policies – including prescription drugs, maternity care, and even
doctor visits unless the customer purchases a rider. The company's deductibles and out of pocket
maximums, which on the surface seem similar to those in other policies, are also misleading
because consumers are required to pay all costs that exceed daily or yearly caps on specific
benefits. The story of Dana Christensen illustrates how such policies fail to protect their
policyholders. Dana was left with $450,000 in medical bills when her husband Doug died of
bone cancer. The couple had purchased a special chemotherapy rider with their Mega insurance
policy, but the rider capped payments at $1,000 a day, while Doug's treatments were as much as
$18,000 a day. (More on Dana Christensen and HealthMarkets' history of deception here:
Dana Christensen's battle with junk health insurance | Consumer Watchdog)
Consumers would probably be better off purchasing coverage from another company in the
market if Chesapeake were to leave New Hampshire. (The company's extremely low medical
loss ratio suggests it might, although the state's application doesn't provide any data to make the
case.)

What you think NH was the only one complaining about junk insurance and it just started? Why are you guys the last to know, and the least to understand. Why follow the Hannity/Fox example?

That story appears no where else but on Twitter. Any other sources?

Also:
Inside the Fox News lie machine: I fact-checked Sean Hannity on Obamacare - Salon.com

You'll notice some material that has been used here.

Canceled health insurance plans add to angst of change | Local News | The Seattle Times

Great link.

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“It turned out not to be the case for most people with individual plans, because the plans were so much worse,” she said. “In all honestly, they didn't provide meaningful coverage.”

The bare-bones plans left people vulnerable to costly medical bills and even bankruptcy. So insurance companies drafted new, more comprehensive plans to meet the law. Then they looked at a subscriber's current plan and tried to match it to one that most closely resembled one of the new plans.

Here's an idea and we can all be happy. You let us keep our old plans with a third lower premiums, copays, out of pockets, caps and deductibles, the doctors and hospitals we liked and you guys have the new super duper insurance.

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Originally Posted by speechlesstx

Here's an idea and we can all be happy. You let us keep our old plans with a third lower premiums, copays, out of pockets, caps and deductibles, the doctors and hospitals we liked and you guys have the new super duper insurance.

What happens when you have to go to the hospital and have to have surgery and your inexpensive plan doesn't cover much of the expense? Or if Aunt Maude is in the same boat and has no savings but has to cough up $2500 as her deductible?

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Originally Posted by Wondergirl

What happens when you have to go to the hospital and have to have surgery and your inexpensive plan doesn't cover much of the expense? Or if Aunt Maude is in the same boat and has no savings but has to cough up $2500 as her deductible?

She's lucky if her deductible is ONLY $2,500, thats pretty reasonible for a surgery even with a DAMN GOOD insurance.policy. I think I paid $1,600 out of pocket on my last one that was outpatient, (orthroscopic repair of rotator cuff) I went in and was heading home inside of 4 hours... I've been seeing cases of $10,000 deductible per year or higher with the new Obamacare quotes....

Quote:

Originally Posted by Wondergirl

What happens when you have to go to the hospital and have to have surgery and your inexpensive plan doesn't cover much of the expense? Or if Aunt Maude is in the same boat and has no savings but has to cough up $2500 as her deductible?

No offense but what's it to you? It's my life and if the new crap sandwich is so good it should be an offer they can't refuse.

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Here's an idea and we can all be happy. You let us keep our old plans with a third lower premiums, copays, out of pockets, caps and deductibles, the doctors and hospitals we liked and you guys have the new super duper insurance.

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Originally Posted by speechlesstx

No offense but what's it to you?

Remember, "but" means disregard anything I've said before the "but."

Are my tax dollars going to pick up any expense that you can't pay?

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Originally Posted by Wondergirl

Remember, "but" means disregard anything I've said before the "but."

Not true at all Carol.

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Are my tax dollars going to pick up any expense that you can't pay?

I pay my bills and my risk to you is less if I don't have to pay a premium that costs 2-3 times more with the higher deductibles. There is no incentive to buy insurance if your risk of going broke is higher for buying it.

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Originally Posted by speechlesstx

Not true at all Carol.

Yes, it is true. "I love you but...."

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Originally Posted by Wondergirl

Yes, it is true. "I love you but...."

Oh good grief, it doesn't negate the sentiment. Only a woman...

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Originally Posted by speechlesstx

Oh good grief, it doesn't negate the sentiment. Only a woman...

Wow, the putdowns come fast and furious.

Dr. Phil said it first.

Everything before the but is a lie - Lawrence Fine

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Originally Posted by Wondergirl

Wow, the putdowns come fast and furious.

Dr. Phil said it first.

Everything before the but is a lie

It's simple, I'm the one who said it and it was sincere, I did not want you take offense. So take it from me, not Dr. Phil, and maybe you can avoid goading people into unleashing snarky remarks.

Quote:

Originally Posted by speechlesstx

It's simple, I'm the one who said it and it was sincere, I did not want you take offense. So take it from me, not Dr. Phil, and maybe you can avoid goading people into unleashing snarky remarks.

I goaded you? You just couldn't help yourself?