Originally Posted by
talaniman
That's all great, and everyone has a story of learning, and while some take longer than others, more people than you think move on to do better, and actually very few stay long term in the rut of poverty. You know for yourself it may take many YEARS to learn, and correct mistakes, and find better ways of doing things, and you also know some mistakes are well beyond your control, like a layoff, or downsizing, or losing a job after 20 years, a few kids, and a mortgage, or even as you say, a divorce, or failed relationship.
Those are huge life changing events to go through. Has nothing to do with being stupid at all, but limited would be a kinder more accurate term.