Yes Tom been there done that and had to raise a family with 18% interest rates, etc, etc. none of which is an excuse for not understanding that when you are employed there are minimums associated with the value of work that need to be applied.
However I see among the remarks in this thread a lack of understanding of the present economic circumstances. There was a time when we passed through a golden age, low energy prices, low unemployment and plenty of opportunity. Those days are behind us and we must change our thinking.
We destroyed manufacturing two ways, we sent the industries offshore and we automated and those two things ensured that we would not have the same level of employment for the masses. Not in the mines, not in the factories, not in agriculture but maybe in the service industries. However education also played its part. We have got to stop thinking in terms of working lives of fifty years or even longer, because that is not reality for most of the population. We are about to enter an era of unprecidented levels of disease, of vastly different climate and we need to start thinking about dealing with unemployment by not expanding the number of people in the workforce but contracting it. Lack of education has to become unacceptable, every person will have to undergo training before being allowed to participate in the workforce and society will have to care for those who arn't in the workforce and find something meaningful for them to do.