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Hello again, tom:
Yeah.. It was a MISTAKE to include insurance companies... OF COURSE, they're raping people.. That's what they do.Quote:
Here's an inconvenient truth. There are 15million Americans who purchase their insurance in the private market.
Single payer is looking better than ever. You agree, don't you?
excon
Nope . Competition by purchasing across state lines would've been the solution. Not having the nanny state deciding ridiculous minimum coverage would've been the solution . Making insurance portable would've been a solution. There are many better answers than no option government run industry .
This 'aint' the insurance company's fault . It's the madated coverage in the law that is cause this woman and many others to have LESS choice .
Arrival of Obamacare forcing insurers to drop customers with low coverage - CBS NewsQuote:
"I was completely happy with the insurance I had before," Willes said.
So she was surprised when she tried to renew her policy. What did she find out?
"That my insurance was going to be completely different, and they were going to be replaced with 10 new plans that were going to fall under the regulations of the Affordable Care Act," she said.
Her insurer, Kaiser Permanente, is terminating policies for 160,000 people in California and presenting them with new plans that comply with the healthcare law.
"Before I had a plan that I had a $1,500 deductible," she said. "I paid $199 dollars a month. The most similar plan that I would have available to me would be $278 a month. My deductible would be $6,500 dollars, and all of my care after that point would only be covered 70 percent."
(And that 'aint' FOX reporting it)
Hello again, tom:
I'm glad we're "gonna" discuss that..Quote:
Competition by purchasing across state lines would've been the solution.
First off, can you tell me WHY insurance companies that offer these CHEAP plans you speak of, DON'T register in MY state to sell them? Particularly, WHICH states do they register in, and WHY do they do that?
excon
Of course the new rates are affected by Obamacare mandates . I've already documented where my state's premiums were artificially high before Obamacare because of state mandates like community rating and the state minimum coverage requirements that were introduced under Mario Cuomo's reign . There were many states where rates were cheaper.Quote:
Originally Posted by excon
The prices for individual coverage ranged, from a high of $437 in Massachusetts (where Romneycare individual mandates failed to reduce prices ) ,to a low of $136 in Alabama.
Allowing buying across state lines would have increased competition amongst the insurance companies... and that would've reduced coverage costs across the country.
Obviously she has never used her insurance, so maybe she just liked the low price and sticker shock is understandable but everybody will pay the same thing no matter what. Its telling that all those people who thought they were happy are finding out that the coverage they had in the first place is inadequate if they had to use it.Quote:
"You're paying more for a better product and for more protection -- and you won't understand the value of that until you need it," he said.
But many can't get past the sticker shock.
We are actually seeing how many people the insurance companies have been gouging for years. They are saying most of the new customers have been thrown off insurance before, and couldn't get any more because they had health issues, but clearly its obvious we are all seeing what the true cost of health care is really all about.
We have all been paying too much for an inferior product and for those who had NO insurance. And you dare to holler we should be happy with what we have without looking?
No excuse we have been so dumb for decades. And your solution is to keep being dumb!
Explain that to the people who are now getting their premiums doubles and tripled . Prepare to duckQuote:
Originally Posted by talaniman
We've already read that answer, and if you're referring to junk plans I'd agree they shouldn't be allowed. But as I pointed out we now have government mandated junk plans that cost more. A $12,700 deductible for 2 people is still a back breaker, why aren't you throwing a fit about that?Quote:
Originally Posted by excon
LOL, what tom said. You apparently think we have stupid stamped on our foreheads.Quote:
Originally Posted by talaniman
Current estimates of his current assets from sources the Messiah hasn't managed to keep secret from even Snowden.Quote:
Originally Posted by Wondergirl
You lefties need to stop thinking Owebama was voted "king". He was NOT given a "mandate" from the citizens. The citizens voted for divided government, you liberal Dems LOST the House-which controls spending, because of obamacare.
Liberals-Reid/Obama CLOSED the government by-for the first time in history,refusing to negotiate over the budget/debt.
The Tea Party tried to get a delay-now many Dems are doing the same thing,for the individual mandate (just like the administration has done for business and over 1200 of its supporters),the Tea Party was right,Obamacare is disaster !
Those that can't "Keep your insurance if you like it" now far outnumber those that have enrolled !
http://dailycaller.com/2013/10/24/he...ollment-rates/
Hundreds of thousands of Americans who purchase their own health insurance have received cancellation notices since August because the plans do not meet Obamacare's requirements.
The number of cancellation notices greatly exceed the number of Obamacare enrollees.
Insurance carrier Florida Blue sent out 300,000 cancellation notices, or 80 percent of the entire state's individual coverage policies, Kaiser Health News reports. California's Kaiser Permanente canceled 160,000 plans — half of its insurance plans in the state — while Blue Shield of California sent 119,000 notices in mid-September alone.
More bad news from CBS:
Of course if they had a website that worked I'm sure oodles of young, healthy people would be eager to sign up.Quote:
CBS News has confirmed that in Washington, of the more than 35,000 people newly enrolled, 87 percent signed up for Medicaid. In Kentucky, out of 26,000 new enrollments, 82 percent are in Medicaid. And in New York, of 37,000 enrollments, Medicaid accounts for 64 percent. And there are similar stories across the country in nearly half of the states that run their own exchanges.
Medicaid experts say they're not sure why they're seeing the lopsided enrollment numbers, but point out it's easier to enroll in Medicaid than private insurance.
An administration spokeswoman says coverage provided by the new law offers "a range of options so consumers can pick a plan that best meets their needs ... and their budget."
But Gail Wilensky, a former Medicaid director, said the numbers are causing concern in the insurance industry, which needs healthy adults to buy private insurance in large numbers for the system to work.
"Either the private insurance enrollments come up somewhere around the expected amount or there's going to be a problem. ... You need a volume and you need a mix of people that are healthy as well as high users in private insurance, in order to have it be sustainable," she said.
The Obama administration says they expected these high enrollment numbers in Medicaid because the law expands the number of low-income people who can get Medicaid, CBS News' Jan Crawford reported on "CBS This Morning." Supporters say this shows demand. But industry sources say that if we do not see some real turnaround soon, there could be big problems for the entire system.
Speaking of glitchapalooza, someone finally got fired for it.
Obamacare Operator Fired After Taking Call From Hannity; Hannity To Give Her A Year's Salary
No surprise there, this regime never holds anyone accountable for screwing things up, they always throw people under the bus for being honest and making them look bad.
As of yesterday only 34 people have signed up in Mississippi.
Why are you mad about people finding out that their insurance doesn't meet a minimum standard? You should be mad about the fact that the price is different in every state even if its from the same company.
No Medicaid expansion may be a reason despite a large population of poor people in a poor state. All the southern states are having there own issues mainly because they have not gotten on board like the blue states.Quote:
Originally Posted by J_9
Winger states.
That's rather Orwellian spin, we're not stupid Tal.Quote:
Originally Posted by talaniman
Which plan would YOU want, and why the heck don't you get people are pi$$ed off that they liked their insurance, were promised over and over they could keep their insurance and now they have to pay through the nose for a crap sandwich?Quote:
"Before I had a plan that I had a $1,500 deductible," she said. "I paid $199 dollars a month. The most similar plan that I would have available to me would be $278 a month. My deductible would be $6,500 dollars, and all of my care after that point would only be covered 70 percent."
And no access to the internet, no transportation to a public library, etc. So, these people are going to be held accountable for something that they could not avoid?
Who's definition of a minimum standard ?You guys even managed to throw in mandates that violate religious liberty .
You wingers don't site those reasons when you demand voter ID's, but the old fashion phone calls and talking to a representative is also an option.
You know old fashion paper and pencil and people. More jobs right?
I'm having great difficulty believing you even buy your own spin any more.Quote:
Originally Posted by talaniman
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