I figured Michael Moore was the reason you were asking this question. Michael Moore is the so called documentary film maker that hates America. He skews his figures to make America look like it's on brink of collapse and then sell his documentary to the rest of the world to paint a bad picture of us. His latest documentary
Sicko (2007) is about how bad US health care is. He picks and chooses what facts he wants to display in order to make it appear as bad as possible. So if you don't know any better and don't do your research you agree with him.
Universal health care will only compound the jobless slackers that get free benefits and from what it sounds like from your situation universal health care would be very bad because instead of being able to make the choice not to buy health insurance you would be forced to do so by increased tax rates so that the government could cover you and the slacker down the street.
As Jillian said earlier perhaps you should talk with an insurance agent and see if there is a group plan that you can join for small business owners. I know our government has lots of programs to help small business owners out so there maybe something there for you.