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Hello again, tom:
Yeah.. It was a MISTAKE to include insurance companies... OF COURSE, they're raping people.. That's what they do.Quote:
Here's an inconvenient truth. There are 15million Americans who purchase their insurance in the private market.
Single payer is looking better than ever. You agree, don't you?
excon
Nope . Competition by purchasing across state lines would've been the solution. Not having the nanny state deciding ridiculous minimum coverage would've been the solution . Making insurance portable would've been a solution. There are many better answers than no option government run industry .
This 'aint' the insurance company's fault . It's the madated coverage in the law that is cause this woman and many others to have LESS choice .
Arrival of Obamacare forcing insurers to drop customers with low coverage - CBS NewsQuote:
"I was completely happy with the insurance I had before," Willes said.
So she was surprised when she tried to renew her policy. What did she find out?
"That my insurance was going to be completely different, and they were going to be replaced with 10 new plans that were going to fall under the regulations of the Affordable Care Act," she said.
Her insurer, Kaiser Permanente, is terminating policies for 160,000 people in California and presenting them with new plans that comply with the healthcare law.
"Before I had a plan that I had a $1,500 deductible," she said. "I paid $199 dollars a month. The most similar plan that I would have available to me would be $278 a month. My deductible would be $6,500 dollars, and all of my care after that point would only be covered 70 percent."
(And that 'aint' FOX reporting it)
Hello again, tom:
I'm glad we're "gonna" discuss that..Quote:
Competition by purchasing across state lines would've been the solution.
First off, can you tell me WHY insurance companies that offer these CHEAP plans you speak of, DON'T register in MY state to sell them? Particularly, WHICH states do they register in, and WHY do they do that?
excon
Of course the new rates are affected by Obamacare mandates . I've already documented where my state's premiums were artificially high before Obamacare because of state mandates like community rating and the state minimum coverage requirements that were introduced under Mario Cuomo's reign . There were many states where rates were cheaper.Quote:
Originally Posted by excon
The prices for individual coverage ranged, from a high of $437 in Massachusetts (where Romneycare individual mandates failed to reduce prices ) ,to a low of $136 in Alabama.
Allowing buying across state lines would have increased competition amongst the insurance companies... and that would've reduced coverage costs across the country.
Obviously she has never used her insurance, so maybe she just liked the low price and sticker shock is understandable but everybody will pay the same thing no matter what. Its telling that all those people who thought they were happy are finding out that the coverage they had in the first place is inadequate if they had to use it.Quote:
"You're paying more for a better product and for more protection -- and you won't understand the value of that until you need it," he said.
But many can't get past the sticker shock.
We are actually seeing how many people the insurance companies have been gouging for years. They are saying most of the new customers have been thrown off insurance before, and couldn't get any more because they had health issues, but clearly its obvious we are all seeing what the true cost of health care is really all about.
We have all been paying too much for an inferior product and for those who had NO insurance. And you dare to holler we should be happy with what we have without looking?
No excuse we have been so dumb for decades. And your solution is to keep being dumb!
Explain that to the people who are now getting their premiums doubles and tripled . Prepare to duckQuote:
Originally Posted by talaniman
We've already read that answer, and if you're referring to junk plans I'd agree they shouldn't be allowed. But as I pointed out we now have government mandated junk plans that cost more. A $12,700 deductible for 2 people is still a back breaker, why aren't you throwing a fit about that?Quote:
Originally Posted by excon
LOL, what tom said. You apparently think we have stupid stamped on our foreheads.Quote:
Originally Posted by talaniman
Current estimates of his current assets from sources the Messiah hasn't managed to keep secret from even Snowden.Quote:
Originally Posted by Wondergirl
You lefties need to stop thinking Owebama was voted "king". He was NOT given a "mandate" from the citizens. The citizens voted for divided government, you liberal Dems LOST the House-which controls spending, because of obamacare.
Liberals-Reid/Obama CLOSED the government by-for the first time in history,refusing to negotiate over the budget/debt.
The Tea Party tried to get a delay-now many Dems are doing the same thing,for the individual mandate (just like the administration has done for business and over 1200 of its supporters),the Tea Party was right,Obamacare is disaster !
Those that can't "Keep your insurance if you like it" now far outnumber those that have enrolled !
http://dailycaller.com/2013/10/24/he...ollment-rates/
Hundreds of thousands of Americans who purchase their own health insurance have received cancellation notices since August because the plans do not meet Obamacare's requirements.
The number of cancellation notices greatly exceed the number of Obamacare enrollees.
Insurance carrier Florida Blue sent out 300,000 cancellation notices, or 80 percent of the entire state's individual coverage policies, Kaiser Health News reports. California's Kaiser Permanente canceled 160,000 plans — half of its insurance plans in the state — while Blue Shield of California sent 119,000 notices in mid-September alone.
More bad news from CBS:
Of course if they had a website that worked I'm sure oodles of young, healthy people would be eager to sign up.Quote:
CBS News has confirmed that in Washington, of the more than 35,000 people newly enrolled, 87 percent signed up for Medicaid. In Kentucky, out of 26,000 new enrollments, 82 percent are in Medicaid. And in New York, of 37,000 enrollments, Medicaid accounts for 64 percent. And there are similar stories across the country in nearly half of the states that run their own exchanges.
Medicaid experts say they're not sure why they're seeing the lopsided enrollment numbers, but point out it's easier to enroll in Medicaid than private insurance.
An administration spokeswoman says coverage provided by the new law offers "a range of options so consumers can pick a plan that best meets their needs ... and their budget."
But Gail Wilensky, a former Medicaid director, said the numbers are causing concern in the insurance industry, which needs healthy adults to buy private insurance in large numbers for the system to work.
"Either the private insurance enrollments come up somewhere around the expected amount or there's going to be a problem. ... You need a volume and you need a mix of people that are healthy as well as high users in private insurance, in order to have it be sustainable," she said.
The Obama administration says they expected these high enrollment numbers in Medicaid because the law expands the number of low-income people who can get Medicaid, CBS News' Jan Crawford reported on "CBS This Morning." Supporters say this shows demand. But industry sources say that if we do not see some real turnaround soon, there could be big problems for the entire system.
Speaking of glitchapalooza, someone finally got fired for it.
Obamacare Operator Fired After Taking Call From Hannity; Hannity To Give Her A Year's Salary
No surprise there, this regime never holds anyone accountable for screwing things up, they always throw people under the bus for being honest and making them look bad.
As of yesterday only 34 people have signed up in Mississippi.
Why are you mad about people finding out that their insurance doesn't meet a minimum standard? You should be mad about the fact that the price is different in every state even if its from the same company.
No Medicaid expansion may be a reason despite a large population of poor people in a poor state. All the southern states are having there own issues mainly because they have not gotten on board like the blue states.Quote:
Originally Posted by J_9
Winger states.
That's rather Orwellian spin, we're not stupid Tal.Quote:
Originally Posted by talaniman
Which plan would YOU want, and why the heck don't you get people are pi$$ed off that they liked their insurance, were promised over and over they could keep their insurance and now they have to pay through the nose for a crap sandwich?Quote:
"Before I had a plan that I had a $1,500 deductible," she said. "I paid $199 dollars a month. The most similar plan that I would have available to me would be $278 a month. My deductible would be $6,500 dollars, and all of my care after that point would only be covered 70 percent."
And no access to the internet, no transportation to a public library, etc. So, these people are going to be held accountable for something that they could not avoid?
Who's definition of a minimum standard ?You guys even managed to throw in mandates that violate religious liberty .
You wingers don't site those reasons when you demand voter ID's, but the old fashion phone calls and talking to a representative is also an option.
You know old fashion paper and pencil and people. More jobs right?
I'm having great difficulty believing you even buy your own spin any more.Quote:
Originally Posted by talaniman
A church that violates a workers rights because of religious beliefs? A church has a right to get between a doctor and patient?Quote:
Originally Posted by tomder55
Single payer solves that problem. On board yet?
Medicaid was breaking the bank of NY before the expansion .And that wasn't just NY . Nationally Medicaid spending has been the second largest component in state budgets (20.7%)... exceeded only slightly by K-12 education (20.9%).Some states Medicaid spending is already off the board. 39% in Ohio, 27% in Massachusetts, 25% in Michigan, Rhode Island and Pennsylvania. Again with the theme of the stupid label... you think the national government giving temporary fund transfers to the states to seduce them into the expansion is a good plan. MOST governors see through the Obamacaid scam.Quote:
Originally Posted by talaniman
It would be a waste of time to rehash the many objections to this constitutional violation by the state .Quote:
Originally Posted by talaniman
You mean the winger governors? Say it because those are the governors who see through getting help for their poor constituents, and easing state budgets for more things.Quote:
Originally Posted by tomder55
LOL 21 governors is NOT MOST. And in time they will learn to count. And who said the expansion of Medicaid is temporary?
Not the expansion of Medicaid... the Federal Govt subsidy to the states for expansion is temporary .Then we'll see which governors regret the choice they made.Quote:
Originally Posted by talaniman
Well of course it follows the less poor people who need it the less money you spend on it.
Nope ,it's a classic bait and switch . Get the Governors to set up the expanded coverage in their state and then pull the rug out of funding . The Federal government seduces states with that window dressing scam all the time. All it really is ,is a huge and costly expansion of a failed government health insurance system . Then any future reform of the program in the state has to be filtered and approved by the Federal Government . Yet the federal funds will dry up shortly after implimentation(Jan 2017)... and the state will be taken to task for any reductions attempted to save their state budgets.
So even under your bait and switch theory the states have 4 years to find some money. How is that bad if they are broke already?
Because it's a trap they can't get out of . I've seen that often when local governments get grants from states and Feds to do some infrastructure project suggested to them from state and national governments . The funding drys up long before the projects complete and the local governments end up footing the rest through bonding that they eventually have to pay back . It sets them back for years . Some never recover.
I saw Chris Christie abandon a tunnel project because without the Fed money it was cost prohibitive . Eventually all the costs are filtered back to the taxpayer . You have to stop thinking in terms of government freebees . They don't exist.
Yeah most projects are beset by over runs and obstacles, like the F-22. Humans aren't the best planners and costs on EVERYTHING has been going up. Or haven't you noticed?
But doing nothing gains what exactly?
Sure... keep throwing money at something nobody wants... and in effect doesn't work at all that is already many times its orginial contract price overbudget.
Maybe by the time there is no money left it will still be broke.
If they hired the best and brightest... why did they do a no bid contract with a foreign company in the first place?
I'm betting they did it to hide the fact they link it in with a database of registered Democrat voters to give them a special discount... and links to another database of registered Republicans to jack up their rates.
An American company would have programers with access to the code that would catch them pulling their usual tricks.
Which they have a track record for doing to punish anyone who doesn't lick the dog crap off Owebamas shoes on command.
Expanding a failed program is not spending other people's money well.
Obamacare Operator Fired for Talking to Hannity on Radio
Typical Owebama thug tactics... why should ANYONE trust or believe an administration where retaliation like this happens every day.
Obamacare Operator Fired for Talking to Hannity on Radio
Thursday, 24 Oct 2013 07:03 PM
By Cathy Burke
An Obamacare operator was fired after she blurted out that no one liked the new health insurance program during a live interview with conservative radio host Sean Hannity, it was reported Thursday.
"'We can't have this type of stuff going on here, so we have to release you,'" Erling Davis of Panama City, Fla. quoted one human resources official telling her the morning after her Monday interview with Hannity, according to Real Clear Politics, which posted a partial transcript.
“They said that no contact with the media. No type of media whatsoever. We're not allowed to do that at that company.”
But Davis told Hannity she'd never heard that directive during her training for the job, which started Sept. 23.
“I did not hear anything about that,” she said. “There were so many of us in a big group, you can only talk so loud.”
Still, Davis said she felt bad about the exchange with Hannity afterward.
“I'm just out here tryin' to help everybody,” she said, according to the transcript. “[S]ome people are like, 'Oh, you knew you shouldn't have said that!' And I'm just like, OK … I kind of felt bad about it. My gosh, I got fired.”
Hannity – who offered to pick up her $26,000 annual salary and help her find a new job – praised Davis for her calm under fire during the initial live interview.
“I was really impressed, and I said that to you on Monday,” he said. “You are patient, you are kind, you answered all our questions. You were totally honest... It's not your fault I called.”
Hannity then apologized for the entire situation and told her, “I don't want you to have to pay a price just for taking our call … So I want to help you out here,” The Blaze reported.
After talking to his accountant, Hannity discovered he can “legally gift” Davis a tax-free sum — $13,000 for her and $13,000 for one of her kids. The gift covers what would have been her full-time annual salary.
“I want to try and get you a new job,” Hannity continued. “I'm sure you want to get back to a normal routine.”
On Monday, Hannity dialed a toll-free number for Obamacare signups live on his show, and asked Davis if she'd spoken with anyone who liked the new health insurance program.
“Um, not really,” she replied, as Hannity chortled.
She also told Hannity that though she'd gotten three weeks of training for her operator job, she “couldn't really do anything” for one of the training weeks — and advised Hannity he wouldn't be able to sign up for a health insurance exchange for 42 hours because the website was down.
Who else got fired? How do you know people get fired everyday? You're lucky you don't get fired for goofing off on the internet when you're at work. See if Hannity gives true winger like yourself a job.
Open your eyes TAL... its obvious WHY she got fired... particularly if you had actually listened to the liberal ranting her supervisor was going off about that you could hear while on that call. Yes I did hear that call live. I wanted to go kick that arrogant SOB supervisors behind for what did come across over the air... and you can imagine what didn't.Quote:
Originally Posted by talaniman
Good one Tom!
Call centerfor Obamacare. The Hannity call:
Sean Hannity Calls Obamacare Hotline, Grills Operator and Makes Awkward Small Talk with Her - YouTube
Now that should be THE obamacare ad.Quote:
Originally Posted by tomder55
Hello smoothy:
You get most things wrong, and this is no different. She got fired for her editorial comments..Quote:
Obamacare Operator Fired for Talking to Hannity on Radio
An Obamacare operator was fired after she blurted out that no one liked the new health insurance program during a live interview with conservative radio host Sean Hannity, it was reported Thursday.
How come you don't understand stuff?
excon
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