Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Current Events (https://www.askmehelpdesk.com/forumdisplay.php?f=486)
-   -   Obamacare 3.0 (https://www.askmehelpdesk.com/showthread.php?t=745977)

  • Aug 10, 2013, 05:02 AM
    excon
    Hello T:
    Quote:

    Does anyone manage to get free medical attention and free medication if they don't have insurance and don't have any money?
    Not in the USA. If we did, then we wouldn't NEED Obamacare.. But, WITHOUT insurance, I'm afraid THIS girl would DIE.

    Excon
  • Aug 10, 2013, 05:04 AM
    talaniman
    Quote:

    “The requirements generally apply to any section 501(c)(3) organization that operates at least one hospital facility,”
    This was explained to you in detail if you cared to read the Steve Brill article in Time magazine about not for profit hospitals making money hand over fist with a mark up system often 10,000 times over the costs from aspirin to surgery gowns.

    Let me ask you then why you think the church run hospitals are exempt from the standards that hospitals everywhere have to comply with, and document the charity work they do. If they are doing all the charity work they and you claim, what's the problem?

    If not, why are they exempt? Its simple Speech you cannot be a charity and have a few charity cases and then make big profits off insurance work. I know some churches already actively seek out people to help and should be commended for it, but a few do not yet reap the benefit of huge profits and no taxes.

    To exes question about the poor girl with Crohns Disease getting care under Obama Care it depends what state she is in because as you know Republican governors are opting out of the Medicaid expansion, and yes Texas is one so I hope she isn't one of those millions that will fall between the cracks.
  • Aug 10, 2013, 05:27 AM
    cdad
    Quote:

    Originally Posted by excon View Post
    Hello T:
    Not in the USA. If we did, then we wouldn't NEED Obamacare.. But, WITHOUT insurance, I'm afraid THIS girl would DIE.

    excon

    What world are you living in when its law they can receive treatment ?

    Emergency Medical Treatment and Active Labor Act - Wikipedia, the free encyclopedia



    Emergency Medical Treatment and Active Labor ActEMTALA), passed in 1986 at the request of President Ronald Reagan.
  • Aug 10, 2013, 05:29 AM
    excon
    Hello again, tal:
    Quote:

    as you know Republican governors are opting out of the Medicaid expansion, and yes Texas is one so I hope she isn't one of those millions that will fall between the cracks.
    THIS is one of the areas where Obama COULD have explained it better... There is STILL major MISUNDERSTANDING about this... From what I understand, and I'm as ignorant about the law as anybody, Texas, along with other right wing states, refused to set up STATE exchanges where their residents could buy health insurance... BUT, the FEDS have exchanges that aren't as good, but STILL offer the benefits of Obamacare to EVERYBODY... Everybody, no matter where you live, will benefit from Obamacare..

    Now, I could be wrong.. I was wrong once last year..

    Excon
  • Aug 10, 2013, 05:52 AM
    talaniman
    Here's the rub ex, sure the feds will set up exchanges and Texas has many options in that regard that's true, but Medicaid expansion is a different animal that only deals with the poor who are covered under Medicaid. Typically that's define as a percentage of income over the poverty level,

    This link can explain it better than I could,

    States forgo billions in federal cash by opting out of Medicaid expansion - Jul. 1, 2013

    Quote:

    What happens to impoverished citizens in states that don't expand? The most likely answer is that they'll slip through the cracks and remain without health insurance.

    Some of these folks will be eligible for subsidies to buy individual health insurance on state-based exchanges. But those with income below the poverty line cannot receive subsidies, because the Affordable Care Act intended for them to be covered through Medicaid. If their state opts out, they're stranded. (They also will not be subject to financial penalties for not having insurance. Those penalties begin at $95 per adult in 2014 and increase in later years.)

    As it stands now, an estimated 11.5 million uninsured, non-elderly, poor adults live in states that have opted out, according to research from the Urban Institute.

    State officials can change their mind and join the Medicaid expansion in the future. But next year, many poor Americans will not be able to participate in Obamacare. "They are giving up significant federal funding and the chance to cover their neediest citizens," said Kathy Gifford, managing principal at Health Management Associates, a research and consulting firm.
    Factor out the LEFT wing spin, and it's a lot of poor people will get screwed, some will die.
  • Aug 10, 2013, 06:19 AM
    speechlesstx
    Quote:

    Originally Posted by excon View Post
    Hello again, Steve:

    It's IS true, that sick people ARE the shiny objects that this conversation is ABOUT.

    First off, HOW, in the world, is this sick person NOT what this thread is about? Secondarily, you didn't answer my question about whether Obamacare is gonna HELP her...

    That's because it IS, and you can't refute it.. And, if you don't answer, I'll ask again, and again, and then again.

    excon

    There has never been a day that I or any conservative I can think of has ever said our health care system was perfect or that people like her don't deserve care so on that we agree and you know that. We just disagree on the solution and thus far Zerocare is proving to be a train wreck. If you deny that after all we've shown by the facts and former supporters, including a principal architect, you aren't being honest. Not only that as shown Obama himself is perpetuating a two-tier system, one for the rulers and one for the rest of us unwashed.

    Now, you answer my question. Why is Obama waging a war on the church and since when do we penalize people for being charitable, the exact kind of thing your example could use right now.
  • Aug 10, 2013, 06:20 AM
    speechlesstx
    Quote:

    Originally Posted by cdad View Post
    What world are you living in when its law they can recieve treatment ?

    Emergency Medical Treatment and Active Labor Act - Wikipedia, the free encyclopedia



    Emergency Medical Treatment and Active Labor ActEMTALA), passed in 1986 at the request of President Ronald Reagan.

    They've always denied this fact, everyone gets health care if they seek it.
  • Aug 10, 2013, 06:41 AM
    talaniman
    That doesn't even apply to long term care just the bare bones minimum emergency care. The girl with Crohns is a good example of a poor person with no insurance who can't get treatment. Emergency rooms will stabilize her and send her elsewhere, or discharge her out right.

    What you think a charity or church will pay for her treatments? SHOW ME. Better yet go to the post and explain to her to go to the emergency room. Guess you didn't notice her issue is with her MEDS.
  • Aug 10, 2013, 06:54 AM
    speechlesstx
    Quote:

    Originally Posted by talaniman View Post
    That doesn't even apply to long term care just the bare bones minimum emergency care. The girl with Crohns is a good example of a poor person with no insurance who can't get treatment. Emergency rooms will stabilize her and send her elsewhere, or discharge her out right.

    What you think a charity or church will pay for her treatments? SHOW ME. Better yet go to the post and explain to her to go to the emergency room. Guess you didn't notice her issue is with her MEDS.

    They get care in my city, I don't know why they can't where you are.
  • Aug 10, 2013, 09:23 AM
    cdad
    Quote:

    Originally Posted by speechlesstx View Post
    They get care in my city, I don't know why they can't where you are.

    Maybe the city where they live is run by democritics.
  • Aug 10, 2013, 09:35 AM
    talaniman
    Doesn't matter what the city or the politics are most emergency rooms stabilize and won't admit people with no insurance. In Texas they transport you to a county hospital if they can. And you need a physician to admit you. No doctor, no insurance, no admittance except in a county hospital, in Texas. Its part of the triage and obviously you have never been to an emergency room and didn't have insurance.

    Stop ignoring the holes in the law by pretending problems like this don't exist.
  • Aug 12, 2013, 06:28 AM
    speechlesstx
    Quote:

    Originally Posted by talaniman View Post
    Doesn't matter what the city or the politics are most emergency rooms stabilize and won't admit people with no insurance. In Texas they transport you to a county hospital if they can. And you need a physician to admit you. No doctor, no insurance, no admittance except in a county hospital, in Texas. Its part of the triage and obviously you have never been to an emergency room and didn't have insurance.

    Stop ignoring the holes in the law by pretending problems like this don't exist.

    You really don't want to go there. I'm more familiar with penniless, uninsured people getting health care than I care to remember.
  • Aug 12, 2013, 06:34 AM
    excon
    Hello again, Steve:
    Quote:

    You really don't want to go there. I'm more familiar with penniless, uninsured people getting health care than I care to remember.
    I'm not familiar with your personal story, but are you saying there ARE people in this country who are denied health care? That's not a right wing position. Right wingers think EVERYBODY gets all the health care they need. Is that NOT true?

    Excon
  • Aug 12, 2013, 06:36 AM
    Tuttyd
    Quote:

    Originally Posted by speechlesstx View Post
    You really don't want to go there. I'm more familiar with penniless, uninsured people getting health care than I care to remember.

    Firstly. You are obviously a very generous and caring person.

    Secondly. Going on your example the blight seems to be that there are so many.
  • Aug 12, 2013, 06:46 AM
    smoothy
    But I bet allthese people with no health care... have cell phones.. computers... TV. DVD player... most have game boxes... and most even have more than one car. Nearly all could afford insurance if they gave up some of the dumb things they want so they can afford to buy what they need.

    I gave up a LOT of stuff I wanted over the 32 years I've been out of college because I put Medical insurance at the front of the list with rent... car insurance... student loan payments etc...
  • Aug 12, 2013, 06:48 AM
    Tuttyd
    Quote:

    Originally Posted by smoothy View Post
    But I bet allthese people with no health care...have cell phones..computers...TV. DVD player...most have game boxes....and most even have more than one car. Nearly all could afford insurance if they gave up some of the dumb things they want so they can afford to buy what they need.

    I've got a good idea. Perhaps they can sell all of these things and by some health care they may never need.
  • Aug 12, 2013, 06:53 AM
    smoothy
    Quote:

    Originally Posted by Tuttyd View Post
    I've got a good idea. Perhaps they can sell all of these things and by some health care they never need.

    Then they shouldn't be getting it free... at all. Because that's how insurance works... you don't wait until after you have a car accident to buy auto insurance... how many people are paying for auto insurance for accidendts they never have?
  • Aug 12, 2013, 06:55 AM
    talaniman
    Quote:

    Originally Posted by smoothy View Post
    But I bet allthese people with no health care...have cell phones..computers...TV. DVD player...most have game boxes....and most even have more than one car. Nearly all could afford insurance if they gave up some of the dumb things they want so they can afford to buy what they need.

    I gave up a LOT of stuff I wanted over teh 32 years I've been out of college because I put Medical insurance at the front of the list with rent...car insurance...student loan payments etc....

    You mean the working poor who work two job to be POOR?
  • Aug 12, 2013, 06:59 AM
    Tuttyd
    Quote:

    Originally Posted by smoothy View Post
    Then they shouldn't be getting it free......at all. Because thats how insurance works....you don't wait until after you have a car accident to buy auto insurance.....how many people are paying for auto insurance for accidendts they never have?

    I am assuming by, "it" you mean health care. If this is what you are saying then you don't buy auto insurance, you take the chance of not having an accident. If this is what you are saying then I agree. Best that the poor don't own a car and it is also best if they are uninsured in terms of health care.

    Yes, it all sounds fairly simple to me.
  • Aug 12, 2013, 07:02 AM
    speechlesstx
    Quote:

    Originally Posted by excon View Post
    Hello again, Steve:
    I'm not familiar with your personal story, but are you saying there ARE people in this country who are denied health care? That's not a right wing position. Right wingers think EVERYBODY gets all the health care they need. Is that NOT true?

    excon

    No I'm not saying that at all and you know part of my story. I've witnessed firsthand one of the most precious people in my life get first class care with no money and no insurance... and she still is.
  • Aug 12, 2013, 07:10 AM
    smoothy
    Quote:

    Originally Posted by talaniman View Post
    You mean the working poor who work two job to be POOR?

    Then they get a third job then... if they got 8 kids they couldn't afford... thats their problem... not mine. Maybe she gets a job other than popping out one kid after another.
  • Aug 13, 2013, 05:13 AM
    Tuttyd
    Quote:

    Originally Posted by smoothy View Post
    Then they get a third job then...if they got 8 kids they couldn't afford...thats their problem...not mine. Maybe she gets a job other than popping out one kid after another.

    Who exactly is "she" in your second sentence?
  • Aug 13, 2013, 05:38 AM
    smoothy
    Quote:

    Originally Posted by Tuttyd View Post
    Who exactly is "she" in your second sentence?

    The stay at home mom without a paying job.
  • Aug 13, 2013, 05:46 AM
    Tuttyd
    Quote:

    Originally Posted by smoothy View Post
    The stay at home mom without a paying job.

    If "they" get a third job then "she" can't be a stay at home mum without a job.
  • Aug 13, 2013, 06:23 AM
    speechlesstx
    Meanwhile, back to the OP. The emperor has delayed yet another feature of Obamacare, the oh so important feature of capping out of pocket expenses.

    Quote:

    First, there was the delay of Obamacare’s Medicare cuts until after the election. Then there was the delay of the law’s employer mandate. Then there was the announcement, buried in the Federal Register, that the administration would delay enforcement of a number of key eligibility requirements for the law’s health insurance subsidies, relying on the “honor system” instead. Now comes word that another costly provision of the health law—its caps on out-of-pocket insurance costs—will be delayed for one more year.

    According to the Congressional Research Service, as of November 2011, the Obama administration had missed as many as one-third of the deadlines, specified by law, under the Affordable Care Act. Here are the details on the latest one.

    Obamacare contains a blizzard of mandates and regulations that will make health insurance more costly. One of the most significant is its caps on out-of-pocket insurance costs, such as co-pays and deductibles. Section 2707(b) of the Public Health Service Act, as added by Obamacare, requires that “a group health plan and a health insurance issuer offering group or individual health insurance coverage may not establish lifetime limits on the dollar value of benefits for the any participant or beneficiary.” Annual limits on cost-sharing are specified by Section 1302(c) of the Affordable Care Act; in addition, starting in 2014, deductibles are limited to $2,000 per year for individual plans, and $4,000 per year for family plans.
    I thought Obamacare was supposed to bail us out...
  • Aug 13, 2013, 06:42 AM
    excon
    Hello again, Steve:

    If, like you, I believed that, in this great country of ours, nobody has ever gone without being treated for their ills, or ever would be, then I'd be squealing just like you are.

    But, I don't believe that.

    excon
  • Aug 13, 2013, 07:00 AM
    speechlesstx
    1 Attachment(s)
    I keep posting things like this hoping some day certain among us might see the parallels between their rants and the administration they defend.
  • Aug 13, 2013, 07:09 AM
    excon
    Hello again, Steve:

    Ok, what's YOUR plan? If it's to go back to what we had, as flawed as Obamacare is, it's BETTER than that.

    excon
  • Aug 13, 2013, 07:17 AM
    speechlesstx
    Scrap it all and start over.
  • Aug 13, 2013, 07:28 AM
    excon
    Hello again, Steve:
    Quote:

    Scrap it all and start over.
    If we did, would you STILL say that we don't need it because, in THIS great land, EVERYBODY gets treated? And, if you WOULD say that, then once it's scrapped, the "start over" crap you're spewing, isn't something you intend to do, is it?

    Excon
  • Aug 13, 2013, 07:45 AM
    speechlesstx
    No it would not be feasible or advisable to scrap it all. But your question has been answered many times.
  • Aug 13, 2013, 07:52 AM
    excon
    Hello again, Steve:
    Quote:

    No it would not be feasible or advisable to scrap it all.
    What would you keep, and how would you pay for it?

    Excon
  • Aug 13, 2013, 08:44 AM
    speechlesstx
    I'd keep it private.
  • Aug 13, 2013, 09:10 AM
    excon
    Hello again, Steve:
    Quote:

    I'd keep it private.
    In other words what we had PRE Obamacare, and you wouldn't keep ANYTHING in the ACA...

    Excon
  • Aug 13, 2013, 09:26 AM
    speechlesstx
    Oh yeah, I'd scrap Zerocare completely and keep health care private. I don't trust our federal government and thus far they've proven to be mostly incompetent at most everything, including and especially the ACA.

    If your goal is better, affordable health care for everyone let's work together. But that isn't your goal, you want single payer and nothing less so what's to discuss? In the meantime we've been sold a bill of goods, a train wreck that was designed to fail and so far the only ones being left in the lurch here are the consumers.
  • Aug 13, 2013, 12:31 PM
    talaniman
    You have had your chance over the years and decades to make things better, but you didn't. Not my fault you righties prefer to be exploited by the inure industry but you can if you want to, just keep what you got and be happy.

    Oh that's right, they till kept jacking the price up before Obama Care, and during. What, are you afraid to tell the insurance companies enough already? Sure you are.
  • Aug 13, 2013, 12:33 PM
    smoothy
    Things were better before Al Gore dreamed up HMO's. That's when all the middlemen started the money grab that has nothing to do with delivering health care to the pattient. And inflates the costs of everything.

    Before that costs were lower because the patient paid the doctor... there wasn't 50 other people expecting their cut .
  • Aug 13, 2013, 01:37 PM
    speechlesstx
    Quote:

    Originally Posted by talaniman View Post
    You have had your chance over the years and decades to make things better, but you didn't. Not my fault you righties prefer to be exploited by the inure industry but you can if you want to, just keep what you got and be happy.

    Oh that's right, they till kept jacking the price up before Obama Care, and during. What, are you afraid to tell the insurance companies enough already? Sure you are.

    I guess you missed this post and this one.
  • Aug 16, 2013, 08:36 AM
    speechlesstx
    Time for an Obamacare experiment. Go to your favorite search engine and search for health insurance exchanges. Let me know which ones aren't legit.
  • Aug 16, 2013, 09:12 AM
    talaniman
    The ones that I have looked up are spin offs of the major regional/local carriers from what I have seen. I have only checked Oregon, Utah, California, New York, and of course Texas.

    Even the so called independent plans are underwritten by a larger insurance GROUP.

  • All times are GMT -7. The time now is 04:33 PM.