In September there was a huge windstorm and our roof and other property sustained significant damage. Insurance company sent us a check October 1st and it was in my name and my boyfriends name, BUT it appeared he had set up the coverage as if I were his wife with the same last name as his. On four separate occasions, I asked him to go to the bank with me and get cashiers checks in the names of all repair persons. He said "No". Bigger problem was he wanted me to sign over the check to him "so I can control the money" were his exact words. He stated that if I didn't sign it over to him that he didn't care if the roof ever got done. My worry was that he would cash the check and run with the money. (Our roof has need to be replaced for over three years and one of our gutters has been missing for over two years. Both items were his responsibility to repair as I was paying the $4,500 to replace the pool liner that had a hole in it. He obviously never kept up his end of the bargain) He was also trying to get additional estimates to inflate the repairs so he could turn it in and get more money from the insurance company when we clearly had more than enough to do all the windsstorm repairs as well as some additional repairs to the home. I Called insurance company to see if they could re-issue check and they stated it had to be issued exactly how the policy was issued. I didn't tell them my name was not as they had it on the check. I contacted my attorney to see how to proceed and he told me to sign both names on the check as well as a pay to the order of "my legal name" and deposit the monies into an account and use it only for it's intended purpose "the roof and gutters , and the other things damaged as a result of the storm". I called my attorney again three days later to make sure it was okay to do this and he again told me to do what he advised me to do previously. In the meantime we now had gotten two water spots on the ceiling in one of the upstairs children's bedrooms. Now it is the middle of November and snow and rain were coming more frequently and I deposited the money and secured a roofer who is currently, as I type this, above me, putting on a new roof and the gutters will follow next week. PROBLEM: boyfriend is PISSED and called insurance company and told them he never saw the check and I signed his name. He had seen the check and YES, I did sign his name on the two party check. What can happen? I only wanted my roof repaired to secure the structure of the home where we live and where I also run a childcare business. I have never , ever been in trouble with the law.
