Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Credit (https://www.askmehelpdesk.com/forumdisplay.php?f=84)
-   -   NSBA National Small Business Alliance (https://www.askmehelpdesk.com/showthread.php?t=15739)

  • Feb 18, 2009, 01:07 PM
    tuggerfub
    Mr Mario you shouldn't bother trying to defend your scam operation with even more bureaucratic jargon. I just got a call from your enterprising young telemarketing fraud artists. If you're not the lowest example of company head, or if your company isn't the lowest most disgraceful sort of market participation conceivable by defrauding genuine enterprises and individuals, please explain how.
    If not, pack up your cardboard offices and hang yourself by your shoelaces.
    :)
  • Sep 24, 2009, 02:18 PM
    Outlawlen
    I signed up for the 8,000 line of credit card, and after reading all of this I would like to have my account canceled. Can't get a hold of anyone to cancel.
    Ref# is 10182258.
    Please cancel it.
  • Dec 23, 2009, 10:22 AM
    RMann

    I initially joined the NSBA for $1 and was told that I had 30 days to cancel the membership (which I wanted to use the $8000 credit line to help start up my business). I decided against the membership and returned the membership package without ever opening it the day after it arrived. I called the customer service line and I was told I would receive a credit to my account for the $149 they charged (which they told me initially they would not do) within 15 business days. This was in October of 2009. By the end of October I still had not received my money so I called again. I was told that they do not refund directly into the account, but that a check had already been processed and would be mailed out and I should receive it by the 30th of November. It never came. I called again on Dec 23rd and I was told that the $149 is "non refundable" and that my only option is to fax a letter to the manager named Romy. When I asked to speak with Romy, I was told that she will not be in until Monday. When I asked why I should fax her then I got silence. This is obviously a scam.
  • Jan 26, 2010, 06:47 AM
    elvis123
    Quote:

    Originally Posted by DMario View Post
    Please provide me with your phone numbers and I will make sure all of them are put on our Do Not Call List.

    Please refund the money you took out of my acct my name is on lyoour answeerring machine at least 15 times10259547 #
  • May 15, 2010, 10:36 AM
    Bobby3
    I did not authorize the debits to my account. When the rep called me, I initially said that it sound like something I might be interested in. He then played the prerecorded message, after which I did NOT say that I agreed to the terms. The rep then came back on the line and asked why I did not say yes. I told him that after listening to the terms & conditions it did not sound like something I would be interested in at this time. Yet my account has still been charged. I have contacted my bank, who has told me that the method used to charge my account is considered check fraud, since I did not authorize the "pre authorized" check.
    Mr. Mario I have just called and left you a message. You're charges have put my account in the hole and may result in the closing of my business. If such an occurrence does happen, you can believe I will be sending my lawyer to see you.
  • May 15, 2010, 10:37 AM
    Bobby3

    Oh, by the way, since I never agreed to join, I never received a member #, so tell me what I need to do, please.
  • Jun 9, 2010, 01:53 PM
    mwargin
    I was just contacted by this company today. I husband and I just opened a restaurant and we were actually considering this because the $8000 line of credit sounded great. I'm so glad I chose to research the company before signing up! If its too good to be true its usually a scam!
  • Jun 9, 2010, 02:00 PM
    mwargin

    After reading all of these complaints Dennis it definitely sounds like your business is a scam. As a small business owner myself I would NEVER put up with employees cursing at my customers. Seems to be a day to day thing with your company.
  • Jun 9, 2010, 02:03 PM
    mwargin
    Quote:

    Originally Posted by tuggerfub View Post
    Mr Mario you shouldn't bother trying to defend your scam operation with even more bureaucratic jargon. I just got a call from your enterprising young telemarketing fraud artists. If you're not the lowest example of company head, or if your company isn't the lowest most disgraceful sort of market participation conceivable by defrauding genuine enterprises and individuals, please explain how.
    If not, pack up your cardboard offices and hang yourself by your shoelaces.
    :)

    Nicely put!
  • Jun 22, 2010, 03:45 PM
    m4574i4
    ABSOLUTELY! Where are the proper people that governs these businesses. It's a bloody shame that people have to work so hard to stay in business these days and there you have people who sit around and scam us out of hundreds of dollars. They keep account numbers in there computer systems as if they are keeping a legitimate business. I do pray that these people will be caught.
  • Jun 26, 2010, 07:18 AM
    Callie1221
    You, dear Dennis Mario,180 N Luring? You need to start returning money. I didn't receive a single thing in the mail, you debited my account before the 30 days, your lady, Vanessa, answers the phone and is rude and says "we don't give out last names" (she said this before I knew what was going on) Im going to the Attorney General, and anyone else I can go to, to report this company, unless of course they can show me that they are honest, which is very doubtful... Nobody answers any of the numbers I have called... The FBI would be interested to know about this, too... I don't believe you will be in business long, or ever again, after you are investigated. I don't want on the "do not call list", I WANT YOU TO CALL! There is something I tell my children "If you're gonna be dumb, you better be tough" I've been dumb, falling for your crap. You on the other hand, probably are dumb and you need to get REALLY tough where you are going!
  • Jun 26, 2010, 07:30 AM
    Callie1221

    File a complaint with the Department of Justice. That is what I'm doing! They steal money from bank accounts! They left a message on machine that I still have, that stated they were " National Small Business ASSOCIATION" NOT National Small Business Alliance. I have done a lot of research on this Dennis Mario, and it has really turned up smelling like fish, folks. I'm sucking up my loss to just being plain stupid but this guy needs to find out " when you're dumb, you better be tough" and I think he's going to have be extra tough where he is going.
  • Jun 26, 2010, 07:34 AM
    Callie1221

    They took 151.00 from my account without permission. I was suppose to get a "package" in the mail and have 30 days to look over it. National Small Business Alliance!! ARGH!! I hope that one day I have this guy as my patient...
  • Jun 30, 2010, 06:15 PM
    Callie1221
    Mr Mario I am still waiting for you to return all my money... ASAP!! I am filing complaints with every authoritative entity I can think of. Now I am hiring an attorney. You will be paying for him eventually...
  • Jul 1, 2010, 02:41 PM
    RigoLeal
    I have gotten several calls from this nsba and finally I agreed to hear out this female (Alex). I had several questions and she answered most.. one of my questions was "is there any hidden fees?" she told me no the only fee would be one dollar $1 which would be taken out of my checking account just to verify I had a ligitimate business.. again I told her I didn't want any surprises down the road of fees being taken out of my account.. she was very polite and assured me there were no surprises and that they deal with millions of small businesses across the country.. I agreed and she put me on a recording which I subscribed.. 2 weeks later there was no card which I should have received (3-5 business days) and not only did they take the dollar out of my account they also took the liberty of trying to take 150 dollars from my account as well.. I called Alex back at her number 1-866-581-2498 and what a surprise she was on vacation and wouldn't be back until a week later but they gave me the number to call customer service because that was out of their control.. I called the customer service number they gave me (1-800-506-6722) and spoke to one of the reps there and explained that it has been over 10 business days and I have not received my card and that their company tried to take out 150 dollars from my accunt which I did not approve.. they said that I agreed to it during the recording and that they had the recording.. I disagreed and told them I only agreed to $1 to get drafted from my account.. the lady got pissed off and told me she would tell a supervisor to listen to the recorded call and call me back.. she then hung up on me.. I waited 5 days for a call from the supervisor and called back and they told me I had cancelled my account.. I asked to speak to a supervisor and got hung up on again.. I have tried calling back over and over and no one answeres the phone..
    I would strongly advise you not to do any business with this company at all.. I have gone to the extent of closing my bank account and opening a new one..
    This company will obviously practices a bait and switch.. offer you one thing and then will not give you anything but a headache.. $8000 pre approved credit without even knowing you or your credit.. come on!! Us as small businesses struggle as it is then we got these con artists calling to help you grow your business by giving you money which only has a 4.9% interest.. with $29 minimum monthly payments which go straight to the principal..
    DO NOT LET THESE Thieves INTO YOUR BANK ACCOUNTS!!
    YOU HAVE BEEN WARNED!
  • Jul 1, 2010, 02:49 PM
    RigoLeal
    Company will only give you the runaround. You will never be helped.. this company tried to take $150 from my account without my consent.. will report to BBB.. Its all a scam.. don't take my word for it do your research and get an atty. To help you with your business decissions and to look over your contracts, trust me it will save you thousands of dollars, anxiaty, and headaches.. if you do not have one give me a call and ill help you in any way I can.. 956-534-0279 Rigo
  • Jul 2, 2010, 09:41 AM
    DMario
    Comment on RigoLeal's post
    We offer our members access to, and discounts on, products and services that are used in the course of conducting business. These benefits are specifically designed to help small businesses start, operate, manage, and grow their organizations at because
  • Jul 2, 2010, 09:42 AM
    DMario
    Comment on RigoLeal's post
    How much does it cost to join? All fees are ACH debited out (electronically) of your checking account. The enrollment fee is $149.95 which entitles you to try the benefits for up to 30-days. If you do NOT call to cancel, your account will then be deb
  • Jul 3, 2010, 07:04 AM
    Callie1221
    Comment on RigoLeal's post
    They have tried to take more than the 1.00 and the 149.95, they are trying to take 1930.00 out now. I have to feed my children. I hope karma comes and bites them in the rear
  • Jul 5, 2010, 02:26 PM
    F2F2010
    DMario: I'm not really sure how you sleep at night. I was conned into "trying" your company as a brand new small business owner. My bank account has now been debited twice for the enrollment fee, and after almost two weeks, I have received NOTHING. I have left a message on the supervisor line (if this is even real and not a hoax like everything else), and I'm completely serious when I say that if I do not get a response TODAY with my money refund TODAY (every other business can refund money the same day, so you can as well), then I WILL be contacting my attorney and I WILL file a lawsuit against your company with your name mentioned. From the looks of the complaints on here, I shouldn't have any problems taking your company to court and having the court of law back me 100%. What you and your company are doing is FRAUD, and you have picked the wrong person to FRAUD! I am a single parent that takes my money very seriously because when you mess with my money, you are messing with my daughter's livelihood! I want my money back today, or you can speak with my attorney!!

    F2F
  • Aug 24, 2010, 05:42 AM
    esther7
    I feel that this company also is a fraud, Yes they tell that it is being recorded. But they have taken $1.00 on July 29, 2010 and said I would receive my packet in 3-5 business days. I contacted the company with no avail because our organization has never received a packet. Than on August 03, 2010 submitted another electronic check for 149.95. I called the company again with no avail because I have not membership number so how do I know if I'm a member but money has been taken out of our business account. I reported to the better business bureau they told they have received my complaint and I should get a response in 14 business days. So me not thinking that NSBA would submit another electronic check well to my surprise on August 18. 2010 they submitted another electronic check well guess what $359.40. Again I have npot received a packet as to this day nor have received a membership number. So needs to put this company out of business for stealin from small business that our trying to get a new start with finanes
  • Aug 24, 2010, 05:54 AM
    esther7

    Well our agency has been had by this company NSBA as well. We received a call on July 29, 2010 about this great deal to help small businesses with financing and other financial needs. We were told that it would only cost a $1.00 which was ideal so we took the bait. And we were told we would be record and did we understand all that was said we did. And we were told that we should receive a packet in 3-5 business days. Well the days had pass and we never received our packet for review. Than on August 03, 2010 a electronic check was submitted for 149.95 and still we have not received our packet contact the office from number online to no avail because for one we do not have a membership number. So I contact the BBB and report the company NSBA which is where I should have checked first. I read all the compliants. I submitted mine on August 10, 2010 and BBB responded back to me with a case number and should here something within 14 business days. Well to my surprise on August 18. 2010 NSBA strikes again with a better blow they submitted another electronic check for 359.40. When our accountant look at our account we are now in the negative with other expenses coming in we are a nonprofit organization who was looking for good ways to get financial help for our company. It is sad that we have so many companies that use wrong tools and mislead others to gain wealth. But know this it is not right and something needs to be done about how companies promise things just to gain a dollar and in the end GOD has the last say so. Times are to hard for scams.
  • Sep 1, 2010, 01:35 PM
    obarmg
    1-240-556-9970. They Called me and said my business was approved for an $8,000.00 loan.The first guy called it the Small Business Association, I ask how did they approve my company for the loan and I got hung up on. I called back and the woman (if you would call her that) called them the Small Business Alliance, I ask the same question and got hung up on again, but this time was special. I was called racial words like cracker and was cursed at. They are a total fraud. I would love there address to show up and pull a Rambo.
  • Sep 1, 2010, 01:35 PM
    obarmg
    1-240-556-9970. They Called me and said my business was approved for an $8,000.00 loan.The first guy called it the Small Business Association, I ask how did they approve my company for the loan and I got hung up on. I called back and the woman (if you would call her that) called them the Small Business Alliance, I ask the same question and got hung up on again, but this time was special. I was called racial words like cracker and was cursed at. They are a total fraud. I would love there address to show up and pull a Rambo.
  • Sep 8, 2010, 09:23 AM
    ckealo
    These guys are horrible!! They call my office every other day. I even went through the whole automated message so that I could ask to be on the Do Not Call List and it freaking hung up on me!! With this many people upset, I think it is time to alert the media outlets and for a FEDERAL agency to start a formal investigation.
  • Sep 8, 2010, 09:23 AM
    ckealo
    These guys are horrible!! They call my office every other day. I even went through the whole automated message so that I could ask to be on the Do Not Call List and it freaking hung up on me!! With this many people upset, I think it is time to alert the media outlets and for a FEDERAL agency to start a formal investigation.
  • Sep 8, 2010, 09:26 AM
    ckealo

    This company is reprehensible. I believe that a FEDERAL investigation should be initiated. They are breaking laws and transporting stolen money across state lines. I have already contacted 3 media outlets and made a phone call to a friend in the Consumer Protection Division of the Attorney General. This will also be posted on FB, which will go viral very quickly.
  • Sep 8, 2010, 09:37 AM
    ckealo
    Quote:

    Originally Posted by DMario View Post
    Yes, Everyone who was entiled to a refund has been refunded. All members who cancel with in the 30 day trail are refunded.
    Regards,
    Dennis Mario

    After reading this whole thread and Dennis Mario's comments, I have come to realize what this companies honest product is -- You pay them a fee, they send you some paper, you cancel, you continue to pay them until you threaten a lawsuit, and then you get a refund of some varying amount. Basically, you pay this company for a headache and a lot of lost time and money. What a great business model...
  • Sep 9, 2010, 08:39 AM
    trtnash
    I was almost a victim, but thanks to me looking into this company and reading the numerous reports I was able to close my checking account before any harm was done. I still have not received a package and was told I would have time to cancel before ant monies would be taken. They tried to withdraw funds, but I already had alerted the fraud department of my bank. I finally after 5 days of calling and being put on hold reached someone and they hung up on me. I also tried to contact them through e-mail and it did not go through. I hope they are stopped!!
  • Sep 14, 2010, 04:32 PM
    SAVILO23
    What a ****ing stupid piece of ****.i got a call last tuesday from some lame... oh yeah 1.00 f/m sct. Pkg in mail by this coming monday and if u agree to do biz w/ us then teh 1time enrollment fee of 149 will be deducted and u can set up pmt arrangemnt of 29.95 for the 349.00 whatever instead of all at once... so got no packet in mail. But stilll went into my act and deducted me 149.****ing losers. Makingurself rich by lying... my misteak for falling for it. It was to good to be true... later that day i talked to my iboss said its got to be a scam.says ill bet u can only use the c.c. at there merchants.and i asked the guy on the phone.can i use this cc anywhere. Yeah... and 0%interest.lmao.sooo i deleted that act that they took money from.and from reading around the net. **** ur cancelation number. Ur not giving people **** back.
  • Sep 23, 2010, 03:10 PM
    juy3rdgirl
    Hi Everybody. I am a small business owner in Colorado Springs. I run a Tax/ Bookkeeping Office, These guys just tried to scam me with the same jargon you are all talking about.

    Remember the smartest thing is to look someone up online while you have them on the phone. I asked the girl her name, she had to think about it then she said, "Oh Lisa". I asked her if she had to think about her name. I caught her off guard. She assured me that they have over 1 million customers and when I told her that there were several scam reports, her response was, " well do you please all you customers 100% of the time". Then she gave me her phone number and asked me to call her back.

    SCAM ALERT. Don't fall for it.
  • Sep 23, 2010, 03:29 PM
    DMario
    Quote:

    Originally Posted by SAVILO23 View Post
    WHAT A ****ING STUPID PIECE OF ****.I GOT A CALL LAST TUESDAY FROM SOME LAME...OH YEAH 1.00 F/M SCT. PKG IN MAIL BY THIS COMMING MONDAY AND IF U AGREE TO DO BIZ W/ US THEN TEH 1TIME ENROLLMENT FEE OF 149 WILL BE DEDUCTED AND U CAN SET UP PMT ARRANGEMNT OF 29.95 FOR THE 349.00 WHATEVER INSTEAD OF ALL AT ONCE.....SO GOT NO PACKET IN MAIL. BUT STILLL WENT INTO MY ACT AND DEDUCTED ME 149.****ING LOSERS. MAKINGURSELF RICH BY LYING....MY MISTEAK FOR FALLING FOR IT. IT WAS TO GOOD TO BE TRUE....LATER THAT DAY I TALKED TO MY IBOSS SAID ITS GOTTA BE A SCAM.SAYS ILL BET U CAN ONLY USE THE C.C. AT THERE MERCHANTS.AND I ASKED THE GUY ON THE PHONE.CAN I USE THIS CC ANYWHERE. YEAH....AND 0%INTEREST.LMAO.SOOO I DELETED THAT ACT THAT THEY TOOK MONEY FROM.AND FROM READING AROUND THE NET. **** UR CANCELATION NUMBER. UR NOT GIVING PEOPLE **** BACK.

    SAVILO23,
    When you sign up all calls go through a 3rd party verification that states all the fees and when they will be debited. That is why it askes you at the end "If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone....." Here is a copy of the discloser that is read while you processed your verbal contract. For the contract to be submitted it must have had to pass quality assurance.

    Your platinum membership offers access to and /or discounts on products and services that you use everyday such as travel, computers equipment, business and medical insurance, electronic check recovery, merchant accounts, business cards, over 100 more benefits and privileges of platinum status. Some restrictions and additional fees may apply, see details in member terms and conditions.

    There is a one time activation fee of just $1.00 which provides you with a 30 day risk free trail. If you decide to stay a member and keep all of your benefits there is a one time enrollment of 149.95 that will be debited from your checking account within 3-5 days of sign-up. If you do not call in to cancel , your account will be debited for the monthly dues of 29.95 per month billed annually in advance to your checking account totaling 359.40 with 20 days, and of course , your satisfaction is guaranteed. NSBA offers a satisfaction guarantee and there is no obligation to continue. If for any reason you are not satisfied in the first 30-days, simply call us to cancel your membership, return the membership materials and 100% of membership dues will be refunded. If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone... then it gives you your verification number and the number to customer service.

    I am sorry that you feel that way.
    Regards,
    NSBA
  • Sep 23, 2010, 03:31 PM
    DMario

    SAVILO23,
    When you sign up all calls go through a 3rd party verification that states all the fees and when they will be debited. That is why it askes you at the end "If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone....." Here is a copy of the discloser that is read while you processed your verbal contract. For the contract to be submitted it must have had to pass quality assurance.

    Your platinum membership offers access to and /or discounts on products and services that you use everyday such as travel, computers equipment, business and medical insurance, electronic check recovery, merchant accounts, business cards, over 100 more benefits and privileges of platinum status. Some restrictions and additional fees may apply, see details in member terms and conditions.

    There is a one time activation fee of just $1.00 which provides you with a 30 day risk free trail. If you decide to stay a member and keep all of your benefits there is a one time enrollment of 149.95 that will be debited from your checking account within 3-5 days of sign-up. If you do not call in to cancel , your account will be debited for the monthly dues of 29.95 per month billed annually in advance to your checking account totaling 359.40 with 20 days, and of course , your satisfaction is guaranteed. NSBA offers a satisfaction guarantee and there is no obligation to continue. If for any reason you are not satisfied in the first 30-days, simply call us to cancel your membership, return the membership materials and 100% of membership dues will be refunded. If you understood all and everything explained to you and were not promised anything other than what we have just gone over, please say "YES" at the tone... then it gives you your verification number and the number to customer service.

    I am sorry that you feel that way.
    Regards,
    NSBA
  • Sep 27, 2010, 01:32 PM
    kevinreedy
    According to the terms by NSBA: There is a one time activation fee of just $1.00 which provides you with a 30 day risk free trail. If you decide to stay a member and keep all of your benefits there is a one time enrollment of 149.95 that will be debited from your checking account within 3-5 days of sign-up.
    THIS IS DOUBLE TALK AND THEY WILL STEAL YOUR HARD EARNED MONEY!!
    They charged my account in 3 days. Hell, the damn package didn't even get to me until 2 days later. HELL NO I don't want to buy into the fraudulent crap. NSBA stole my money from my account and they will steal yours as well.
    I was told on the phone, by their scam artist, that I would have time to go over the papers prior to making a commitment. They never said that they were taking money out of my account in 3 days.
  • Oct 14, 2010, 04:05 PM
    fighter14
    NSBA needs to be in the media so we can reach as many people as possible to stay away from them. Once you give them your bank details, that's it they start taking money from you and you will never get through on the phone to cancel or anything. Their customer care is the worst in the entire world. It's a FRUAD FRUAD people stay away from them. Tell at least 5 people a day so that they can be stopped. Everything they say is a lie. It's a NO NO GO ZONE.
  • Oct 19, 2010, 02:09 PM
    adelet628
    I have received several phone calls from this company, finally I pressed 0 to see what they keep calling for, the rep that answered to phone was speaking extremely fast which made it extremely hard for me to understand him, he kept telling me that there is a $1 charge that is placed on my account then once they use that to verify that I actually have a bank account they will send me an already activated credit card along with my terms and conditions, I asked the rep to please send me all the info Via email so that I could talk it over with my business partner before making any commitments, the rep got angry cussed at me the hung up on me! So I started doing some research on this company and from what I've found they are definitely crooks. It really pisses me off that companies like this are even allowed to operate. Sure credit cards for new businesses without having to worry about credit checks could be a good thing for many start ups with no established credit but not under these circumstances. JERKS
  • Nov 12, 2010, 08:45 AM
    carsalesmaster
    NSBA - AKA: National Small Business Alliance is a total scam. They will tell you they will offer you an AMEX, VISA, MasterCard, ETC just to get your personal info. They will then drain your bank account, offer an apology with a refund in 30 day and never refund your money, If you noticed NSBA took funds from your bank account TELL YOUR BANK ASAP!! Do not call NSBA - they will not give a refund even if they say they will. REPORT IT TO YOUR BANK ASAP! Your bank will return your money. NSBA is a scam and somebody needs to put a stop to them.

  • All times are GMT -7. The time now is 03:55 AM.