Hi, I have been told that if I am struggling to pay off medical bills all I need to do is send them something each month and there is no repercussion with the courts, i.e. they can't sue, garnish, etc. as long as I am sending them something. Is this true? Thank you.

I had a friend go through this problem. She couldn't pay her medical bills and they got sent to collections. What she did was call the collections agency and they set up a minimum monthly payment for her to send in. You can try that :)

Yes, It is my opinion that this is true. I also heard that if you send them money and they return it then your debt is paid in full . But I think you would have to save the envelope From them to prove that you actually sent it or always send them certified!

Keep in mind, if you let it go to collections it will show on your credit report. Try to send something every month , even if it is just $5.00 Good luck

Wow. I can't believe that some people would just post things on here they "think" are true without even researching it. I work for an attorney's office that handles medical collections. First of all, the law states that medical bills are due in full on the date of service. Any payment plan that the provider or any other agency sets you up on is strictly courtesy. They do not have to do so. Secondly, if your account goes into collections, that agency can determine your minimum payment plan. If you do no meet that minimum and are gainfully employed, then yes, they can by law file suit. Most agencies and attorneys will not do so as long as you are paying some amount of money, even $1 on time every month, but the minute you are 15 days late with your payment, suit will be filed and garnishment of your wages will follow. Don't mess around with not paying medical bills. Doctors, nurses, and other staff depend on payments for their services. Also, in the long run, we are all paying dearly for others lack of responsibility when it comes to paying your medical bills. Ever wonder why one aspirin can cost around $5 at the hospital? Think about it!

Lack of responsibility? What a load of . I recently lost my job and healthcare ins. I was admitted into the hospital for one night for tests and examination by different doctors... all to rule out one possible cause for my symptoms. The total cost was over $20,000 dollars for less than 24 hrs.

Now someone like you comes along and talks about people's lack of responsibility in not paying their bills. Are you nuts. How the ef can an average person afford that? We, in this country pay two to three times the cost of what people in other countries pay for car. A recent Harvard study says that he reason for this is that doctors and hospitals in this country just charge more.

Now, add to the above expenses, additional tests and procedures that I'm supposed to have done that will cost an additional five thousand dollars. So, I'm going to drain my savings for one night in the hospital, ruin my credit... which was over 800, the last I knew... and some simp like you talks about being irresponsible. Jerk off.

They will not come and sue or garnish your wages. I am 20 and I have more medical bills than almost anyone twice my age. You can pay $1 each month and it will be just fine. It will show up on your credit that you are making payments and it will look good on your behalf.

Hope this is helpful

Why do they have to charge so much. If they had decent prices many people would not fall behind. The fleecing of America is America... They took an oath to help the sick, not to take their retirement...