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-   -   Bank levy (https://www.askmehelpdesk.com/showthread.php?t=410571)

  • Oct 28, 2009, 10:17 AM
    yadrov
    Bank levy

    I received a bank levy from collection agency for a credit card debt. What I Can dofor stop levy and save my money?
    I'm from Philly.
  • Oct 28, 2009, 10:26 AM
    this8384
    Quote:

    Originally Posted by yadrov View Post
    i received a bank levy from collection agency for a credit card debt. What i Can dofor stop levy and save my money?
    i'm from Philly.

    First, don't post your question on top of someone else's. It makes it harder for everyone to find it and for us to give you an accurate answer, because the circumstances are most likely not the same.

    Second, if the collection agency has already gotten a hold of your account, the only way to remove it is by paying off the debt in full.
  • Oct 28, 2009, 10:44 AM
    ScottGem

    For them to have attached your bank account they needed to have previously gotten a judgment against you. Were you aware of that?

    If the judgment was done properly, then the only thing you can do is either pay what you owe or negotiate a settlement.
  • Oct 28, 2009, 11:10 AM
    yadrov

    That they will do, when on an account remains-0
  • Oct 28, 2009, 11:12 AM
    ScottGem
    Quote:

    Originally Posted by yadrov View Post
    That they will do, when on an account remains-0

    Huh? Can you rephrase that?
  • Oct 28, 2009, 11:14 AM
    yadrov
    Whether the company which is engaged in consolidation of debts can solve this problem
  • Oct 28, 2009, 11:22 AM
    yadrov
    On my account it is frozen 1220, still balans-300... An amount of debt 6000...
    My question-IF they will take away all money from my checking account my bank continued payments before repayment 6000?
  • Oct 28, 2009, 11:23 AM
    this8384
    Quote:

    Originally Posted by yadrov View Post
    Whether the company which is engaged in consolidation of debts can solve this problem

    Your last two posts haven't made sense at all. We can't help you if we can't understand you.
  • Oct 28, 2009, 11:24 AM
    yadrov
    Can a some consolidation company solve this problem
  • Oct 28, 2009, 11:25 AM
    yadrov
    Sorry... I will try be better... (((
  • Oct 28, 2009, 11:26 AM
    ScottGem

    A debt consolidation agency may help.

    Yes, they will continue to take money deposited in your account until what you owe is paid or until you negotiate a settlement.

    I asked you originally if you were aware of the judgment, were you?
  • Oct 28, 2009, 12:27 PM
    yadrov

    yes,I do aware of the judgment... But later, than it happened...

    Then ,I moved and forget about it.
    ==============
    Do you can recommend the good and fair consolidation company?
    (I have experience with bad and all my problems have begun, when I in 2004 have tried to consolidate my debts and have lost $2000 (some swindlers... simply deceived)
  • Oct 28, 2009, 12:30 PM
    yadrov
    If I on my account will not have money... How they will take?
  • Oct 28, 2009, 12:31 PM
    yadrov
    If I don't have money in my account... How they will take?
  • Oct 28, 2009, 12:32 PM
    this8384
    Quote:

    Originally Posted by yadrov View Post
    If i don't have money in my account... How they will take?

    They will take whatever is in the account until the judgment is satisfied.
  • Oct 28, 2009, 12:37 PM
    yadrov

    I have in my account - $1500 but they want-6000 !
  • Oct 28, 2009, 12:41 PM
    yadrov
    It means - my bank will pay the own self money, and later will demand this money from me?
  • Oct 28, 2009, 03:33 PM
    ScottGem

    No, your bank will just hand over any money deposited in the account until the judgment is satisfied. They cannot and will not turn over anything more than what you have deposited.
  • Oct 28, 2009, 08:01 PM
    yadrov

    What better for me?:
    1-to solve it in court,
    2- to solve with attorney,from collection agency
    3-to solve through collection agency directly?
    4- to solve through the consolidatetion company
    Can I receive some discount and monthly payment?
  • Oct 28, 2009, 08:14 PM
    ScottGem

    You can't solve it in court, you have already lost in court.

    You can try working through an attorney or debt consolidation service.

    You can also try6 working with the plaintiff directly, but they have little incentive to deal with you.
  • Oct 28, 2009, 10:04 PM
    yadrov

    I do not have right to submit the appeal or to justify for the absence on court?
  • Oct 29, 2009, 06:10 AM
    ScottGem

    What justification do you have?
  • Oct 29, 2009, 09:00 AM
    yadrov

    I think, my justifications will excite nobody...
  • Oct 29, 2009, 09:06 AM
    yadrov

    Do you can recommend the good and fair consolidation company?
    (I have already lost $2000 with f. swindlers)
  • Oct 29, 2009, 09:19 AM
    this8384
    Quote:

    Originally Posted by yadrov View Post
    I think, my justifications will excite nobody...

    This doesn't make any sense. You asked if you could file an appeal or submit a justification for why you were absent from court; Scott asked you what your justification was.

    You need to have a legitimate reason to file an appeal or to have the judgment overturned - what is your reason? Why were you not in court?
  • Oct 29, 2009, 10:16 AM
    yadrov

    I do not think , they will accept such the justification as impossibility be in the court because I moved, has been occupied on business or was at this time in other state...
  • Oct 29, 2009, 10:16 AM
    yadrov
    Do you can recommend the good and fair consolidation company?
    (I have already lost $2000 with f. swindlers)
  • Oct 29, 2009, 10:19 AM
    this8384
    Quote:

    Originally Posted by yadrov View Post
    I do not think , they will accept such the justification as impossibility be in the court because I moved, has been occupied on business or was at this time in other state...

    Were you properly served? Were you aware that there was going to be a court trial?

    Again, your sentences are not making sense. You can't tell me that you moved, were occupied on business and in another state all at one time - which one is the reason you missed court?

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