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-   -   Sued over credit card debt (https://www.askmehelpdesk.com/showthread.php?t=596164)

  • Sep 10, 2011, 07:03 PM
    slimbs
    Ok so I replied to the summons sent discovery and they send one back for me please I need to know when responding to the interrogatories do I respond on their paper in the space provided or should I retype it and fill I my answers or should I just answer without having there questions on the same paper
    Please help I really need to get this done and sent back thanks.
  • Sep 11, 2011, 07:29 AM
    ScottGem
    Either way is fine.
  • Sep 11, 2011, 02:43 PM
    slimbs
    Scottgem you said that it could be mine this has only been since 08 six thousand in three years really is that possible man why do people get credit cards. NEVER AGAIN. And the account numbrs being different what do you think about that. Should I ask them to prove it is mine still cause I really don't have anytjing to show that this account number is linked to mine. If they can prove their cas I will be more than willing to work somehting out but I am not going to say it is mine when don't believe that it is.
  • Sep 11, 2011, 03:09 PM
    ScottGem
    Yes, you still continue to claim that you do not believe the account is yours. And that they need to prove it is. But if its just a mixup in account numbers, they may be able to correct it. What I was saying, was, since you did default on an account, it is possible that there is just a mixup in account numbers.
  • Sep 11, 2011, 03:44 PM
    slimbs
    Man I pray to God that they cannot prove it is mine because I am unable to pay either way but I do know I will not give up without a fight. Thanks for all your help OK you are truly a blessing if it is OK I will keep you up to date to let you know what the out come is OK and if I have more questions thanks again. And God Bless you and your family it is a great thing you are doing here helping total strangers. Thanks
  • Sep 12, 2011, 07:21 AM
    slimbs
    How do I correctly respond to this interrogatory: state weather you have taken or possess any written or recorded statement, and if so,indicate the name, and address and telephone number of the person who gave this statement and the date on which the statement was given. I am not I am understanding it correctly. If some one can please help me respond to it correctly I will appreciate that
  • Sep 12, 2011, 07:27 AM
    ScottGem
    Just reply N/A or no statements are in my possession since I do not believe this debt is mine.
  • Sep 12, 2011, 07:54 AM
    slimbs
    OK thanks I will do that
  • Sep 12, 2011, 02:49 PM
    slimbs
    Plaintiff is asking for copiesof any agreement entered into in connection with the subject credit card account including any amendments or modifications thereto now I know I don't have anything of what they are asking but I need to know the proper way in which to respond please thanks
  • Sep 12, 2011, 06:46 PM
    ScottGem
    N/A-I have no knowledge of the account indicated in this suit.
  • Sep 13, 2011, 09:31 AM
    slimbs
    Thank you I objected to it all please wish me luch going to get it all notarized and send it back to them. Thanks again for everything I will keep you poasted.
  • Sep 13, 2011, 09:48 AM
    smoothy
    This almost goes without saying, but make sure you make and keep copies of everything.
  • Sep 19, 2011, 04:12 PM
    slimbs
    Thank you i did copy everything and i have it n my computer as well. I didn't get my copy notarized is that a problem.
  • Sep 19, 2011, 04:22 PM
    Fr_Chuck
    I would have done mine, computers crash and data is lost unless you use back ups.
  • Sep 19, 2011, 05:08 PM
    slimbs
    I have copies of most but my ink ran iut but will get on paper thanks and can i still get the copy notarized no problem
  • Sep 19, 2011, 05:26 PM
    ScottGem
    Notarization does nothing for you. A notary has no idea of the authenticity of the documents.
  • Oct 9, 2011, 06:56 PM
    slimbs
    Ok I have answered their interrogatories and nothing how long does the usually take what's next
  • Jan 6, 2012, 07:07 AM
    slimbs
    Ok they finally replied and now they have asked for a final court ruling also they have an affidavit and they have the statements with the previous account number which proves that this is my debt what is my next move please I don't see a court date on any of the papers should there be a court date. If yes where do I find it and what do I tell the court when I get there. Thank you will really appreciate a speedy response.
  • Jan 6, 2012, 08:28 AM
    ScottGem
    So this IS your debt? Then I would try to negotiate a settlement or payment plan.

    Check with the court to see if a court date has been set. If not, then work with them on a settlement. Get whatever you agree on IN WRITING. Once you have an agreement, both of you contact the court to dismiss the suit.
  • Jan 6, 2012, 08:37 AM
    slimbs
    First of all thank you for your speedy reply. Now please let me get this straight contact the court in which the suit was filed to see if a court date was set; If not then contact the lawyer and try to work out a settlement if we come up with a settlement then get it in writing and contact the court both them and myself to get the suit dismissed is this correct?

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