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  • Jan 15, 2005, 08:14 AM
    karen abbey
    Help needed
    I have decided to use a debt settlement to help with 13,000 debt. I need to know which company is the best for me. What questions do I ask? How do I know this company is going to produce what they say? Thank you in advance for your answers.
  • Jan 17, 2005, 06:52 AM
    Hello. I'm sorry to hear of your problem. I'm not sure where you are from, if it's the UK your first port of call should really be the citizens advice bureau, they are very helpful at advising on debt. Otherwise, the most important thing is to find out what the company charges, and, if it's a consolidation loan you're after, what the rate of interest is you will be paying. Also make sure you find out how long the term is. The repayment amount may seem small, but if you are paying over a long period, you could end up paying a lot of interest. Hope this helps.

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