If I wanted to take out 3/4 of the amount I have in a CD early, my papers say I would be penalized on 3 months for early withdrawl. How do I calculate the amount I am losing for doing this? And is the penalty interest based on the amount of interest you were making on the CD? And is the penalty cost figured just on the amount you withdrawl or the whole CD? My CD's maturity date is not until Sept. Thanks for the help.