The airlines lost luggage on a flight. The customer was smart enough to keep all the receipts since the items were new. The airline told her there was a $3,400 recovery limit and the articles were appraised at the fair market value .

But what if a person loses older articles , how do you determine the fair market value? Should you at least make a list of the articles before you travel?

most airlines have a limit per bag on what they will pay. But yes, photos of items and lists of the items.
But things like used clothes will have little actual value

Thanks Chuck

But a list is good, brand names and so on. If you have valuable items, consider additional insurance for bags. I have had many bags over the years disapper.

But also, keep name and address and phone number, also inside of the bag, even fixed to inside wall.

Very good