I am a US citizen living in Ecuador. I do not work here but retired early. I usually write a check off my account in the US to myself or my husband and deposit in our account here. Will I be taxed on those checks being deposited in Ecuador? I do file an income tax return every year.

No, that is an internal transfer of funds and NOT taxable by the U.S.

Equador may tax it, but not the U.S.

You DO know about the FBAR requirement, right?

No... what's that?

FBAR is the acronym for Foreign Bank Account Report, an annual submission to the IRS to report any foreign financial accounts which, at any time during the calendar year, exceeded $10,000.

Do you have any such accounts in Ecuador?

Yep, hopefully my CPA has me covered. I'll be sure to ask that question!

Do that. If he handles American expatriates like you, he should know about the requirement.