I am at this section of filing my federal incom tax return and don't know how to answer:

Retirement Plan Income
The following types of retirement income are usually reported on Form 1099-R:

IRAs
401(k)s
Annuities
Military pensions
Other pension plans
Life insurance proceeds
Disability payments
Hurricane distributions from 2005 or 2006 that are taxable in 2007


Did you receive a distribution from one of these retirement plans in 2007?

I borrowed money from my 401k that I automatically repay monthly through payroll deductions. Is this considered a distribution?

No a loan is not a distribution

If you took a loan the administrator should not have sent you a 1099-R, and hence you do not report the loan on your taxes. If the admin did send you a 1099-R, post back and let us know what islisted as the "reason code" for the distribution.