Debt Court Summons -- If I pay in full, can I avoid court?
I realize a lot of people post questions regarding debt summons and I've scrolled through the boards but I haven't found a clear answer to a few of my queries. Here's what happened: I was today presented (they slid it under my door) with a summons to appear in court. I'm being sued by Capital One for a $4,600 credit card debt and like many people, I'm not sure what to do. I live in California.
First, I am able and want to pay the entire above debt but not certain how I proceed with that. Do I call the attorney myself? I realize there are other fees involved, but do I have a good chance of arranging an agreement with them if I pay off $4,600 in full? Is it possible they might wave some of the additional fees if I do pay it all off? And, if they do agree to this, will the case be thrown out of court and I won't have to appear?
Also, I'm not sure how I respond to the summons. If I pay what they're asking now, do I still have to respond to the summons? What's the official procedure?
Again, I simply want to pay this sucker off, avoid anything having to do with court and am hoping I'll be slightly rewarded for taking the bull by the horns.
I'm sorry but I have no experience in this area. Any advice on this matter would be greatly appreciated. Thanks so much :)