My mortgage has been paid off for several years. How do I get a copy of a free and clear deed for my property?

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Originally Posted by bulldogmom

My mortgage has been paid off for several years. How do I get a copy of a free and clear deed for my property?

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In my area, once the mortgage is paid off, the mortgage company notifes the county I live in and they remove the incumbrance against the deed (I think incumbrance is correct or maybe it is a lien). You can then go and get an updated copy of your deed (for a small fee Im sure) from the county. Now, it probably works the same way in your area but check with your own county for details.

Did you get a paid in full notice from the mortgage company.

I lost the copy of my deed, where can I get another copy?

Your deed and your mortgage are filed in the county courthouse. The mortgage should now be marked, "Satisfied", this should be dated and may be in red ink.

Go to the County Recorder's office and get another copy of your deed. Costs a few dollars.

Yes, you need to go to the court house, and make sure their records show the lien paid in full. If not you need to contact the mortgage company and be sure they notify the recorder of deeds.

[QUOTE=blrobin2406;1026080]I lost the copy of my deed, where can I get another copy? Please help.

Don't understand why so many people are asking the same question
But look its easy go to the court house where the deed was recorded and get a copy. Should not be hard since you are paying taxes on the property
As mentioned before it may cost a few dollars but you can get it and then put it in a SAFE PLACE!

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Dumb deeds

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Deeds are a pain

You can get a copy of your deed, tax information, ownership, last sold price and other document by go to www.nextace.com then search for your property using your home address. If the records are found, you can download them all for a small fee within minutes.

You can try the online property information service as www.nextace.com. You can search for your property records by home address. If the records are found, you can down load the deed, tax and other ownership information for a small fee.

If you live in NYC or Long Island you can order your deed or any property record for 20$ and get it the same day! Use Needmydeed.com

Needmydeed.com allows long island and the 5 boroughs of NYC to order there deed for $20 and you will get it in 24 hours or less. You can also order Title Examinations, Copies or Mortgages or Mortgage satisfactions, etc. go to NeedMyDeed.com Order Land Records and Vital Docs. Titles Deeds & More! L.I.N.Y.C to see what they have to offer. Get any Vital Property Records delivered to you the fastest cheapest most efficient way!

What about if you were on land contract for 60 months and paid it off years ago, but lost the deed? The Registry of deeds office says they don't have the deed on file in my name. What should I do then?

If your property is in NY then use needmydeed.com