Before I met my husband 6 years ago, he owed a company some money for a credit card. They went through a lawyer. We made a payment arrangement but was unable to pay them for a few months. Now the lawyers garnished our bank account and took every single penny we had. Is that legal? Now we have no money to pay our rent or buy food for our three children. It just doesn't seem legal that they can take every single penny out of our checking account. We never went to court over this. I thought they would take some sort of percentage out. What are my rights?