I moved into my house 4 years ago in September. At that time, I began waking every morning with a headache behind one eye or the other. Taking 3 Anacin made it go away. This continued every day from September to November, and then just stopped. Every year since then, in September, the headaches start again, from September through November. It is almost like a mold problem. Every year, however, it only happened if I slept in my bedroom. I could sleep in the living room and have no trouble. Every year except this year, that is. About 2 months ago, I began being awakened by headaches behind one eye or the other EVERY single morning. It doesn't matter if I sleep at home or other houses, EVERY morning starts with a headache. I take 3 Anacin, and about 45 minutes later, have to take 3 more, and that usually takes care of it. Taking the Anacin before going to bed doesn't make any difference, but the later I sleep, the worse the headache is. If I get up before the headache hits, it still happens after I am up.
About 2 weeks ago, I developed a round bright light in the inner corner of my right eye. This light does not flash, it does not move across my vision, it just sits there in the corner of my eye annoying me. Rubbing it doesn't change it, closing my eye doesn't change it.
Last week, I noticed a black splotch appeared in the lower left corner of my left eye, only when I am laying down. When I sat up, it went away. However, today that changed. Now it is there when I lay down, but when I sit up it changes into a blurry splotch in the same place, of the same shape. I got a flashlight and looked in my eye in the mirror to see if there is something in it, which there is not. But, I noticed something really odd, my eyes aren't the right color. All of my life I have had blue eyes with yellow flecks in them. Today, they have a dark blue outer ring, followed by a really pale blue ring, and around both pupils is what I would call a 'sunburst' of gold/tan color.
I am a 42 year old woman, I have had no injury, no illness, and no infection that preceded this. I am an uninsured 'hypochondria-phobic.' (I am AFRAID it is all in my head, so I tend to wait too long before going to the doctor, for fear he will tell me there is nothing wrong with me, go home.)
Are these symptoms of a serious problem, or am I just getting old? I don't want to go blind because I ignored it, thinking it was the annual bedroom disease, but I don't want to go to the ER and be told I'm faking it, go home, either.

Write this all down or print out your post and go to the ER. An ophthalmologist should question you and check you.